Employer matching funds have been the target of corporate cost-cutting for more than a year now. Looking to preserve cash and slash personnel costs hundreds of companies - big and small - have reduced or suspended their 401k matches. In recession,...

Benefit Plan Limits (2003 - 2010) The IRS has issued the cost-of-living adjustments for 2010 that affect employee benefit plans. Most 2010 limits applicable to 401k and other plans will remain at their 2009 levels. There are several "limits" that...

A question garnering lots of attention these days in defined contribution (DC) retirement circles is: should 401k planning and investment strategies focus on getting participants to retirement or through retirement? Mostly, this question is asked in...

A new study from the Michigan Retirement Research Center (MRRC) sheds more light on the topic of retirement replacement ratios - i.e., the percentage of pre-retirement income that needs to be targeted to maintain living standards in retirement. This...

This is the maximum amount you are allowed to contribute to your Individual 401(k) account per year as set by the federal government. In 2009, the maximum contribution to an Individual 401(k) is $49,000 (an increase of $2,000 over 2008) for individuals...