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I have been doing my own thing for 11 years, and have made money enough to be independent. The SBI theme of this blog is just more of the same old peat and repeat of SBI that I have been seeing for years. Something keeps me away from it and I think it is the canned approach it seems to take. I must yield to the possiblilty that it actually works, as so many people use it and claim it makes money. I guess I just get tired of hearing about it. My problem I guess.