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AllFinancialMatters.com

dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.
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Ignoring Your FICO Score Can Cost You Dearly

Aug 25, 2009
Check out this graphic I found on the myFICO website: I took the information found in that chart and made another graphic showing just how much interest a person would pay over a 30-year mortgage...

Social Security History

Jul 28, 2009
Take a look at the following graph which shows the maximum dollar amount subject to social security taxes each year: Using the base amount of $3,000 in 1937 and $106,800 in 2009, I calculated...

A Look At Mortgage Interest

Jul 20, 2009
Long time readers of AFM know that I like to look at things differently through the use of spreadsheets. I have kind of gotten away from such posts in recent months. But, after reading comments...

I Like Safeway's Health Plan!

Jun 26, 2009
I read about this Kimberly Strassel column about Safeway’s health plan last week and meant to mention it but forgot. As recently as 2004, Safeway was suffocating under health-care costs growing...

A Look at S&P 500 Index Returns and Time Horizon

Jun 10, 2009
2008 screwed everything up! Take a look at the returns for the S&P 500 Index over the last 10, 20, 30 and 40 years: The last ten years were pretty pathetic and have led to new “research” like...

Turning Home 'Buyers' Into Renters

Nov 6, 2009
Fannie Mae is becoming a landlord… Fannie Mae will allow homeowners facing foreclosure to stay in their homes and rent them for as long as a year, as part of the government’s latest effort to help troubled borrowers, while keeping more foreclosed...

A Little Friday Fun For You…

Nov 6, 2009
Back in August, my wife and I went to see Chris Isaak in concert. It was awesome! If you get the chance to see Chris in concert, GO! Anyway, below is a live video of my favorite song from his newest CD, “Mr. Lucky.” Enjoy…

Schwab is Introducing ETFs That Trade Commission-Free

Nov 5, 2009
Charles Schwab recently announced that they were getting into the exchange-traded funds game by introducing several new Schwab-branded ETFs. I have listed the new ETFs below, along with their expense ratio and the description as provided by Schwab. ...

How to Use the RATE Function in Excel

Nov 3, 2009
Yesterday I used the RATE function in Excel for a post. A reader asked me if I could explain the RATE function. This post will attempt to do that. First off, you use the RATE function when you want to calculate what rate of return would be required...

Liz Pulliam Weston – Debt: And you think you've got it bad?

Nov 3, 2009
Interesting article by Liz Pulliam Weston over on MoneyCentral titled, Debt: And you think you’ve got it bad? The article compares the United States’ bankruptcy system to other systems around the world. People in the U.S. have it made in comparison. ...


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