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Blueprint for Financial Prosperity

Personal finance blog with anecdotes, advice and commentary.
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Tips for Buying Used College Textbooks

Nov 4, 2009
My wife started her first semester of classes this fall on her way towards a Ph.D. One of the best things about a Ph.D., besides the degree, is that candidates are paid to go to school. The salary...

Conduct a Financial Fire Drill

Nov 3, 2009
Think back to elementary school, can you remember how many times your school had a fire drill? They were never announced ahead of time, the bells just rang, everyone got up, lined up, and left the building in an orderly fashion. Everyone knew what th...

Consider Prepaid Cell Phones

Nov 2, 2009
When you think of prepaid cell phones, what do you think of? If you’ve watched The Wire on HBO, a gritty drama about life in Baltimore, you associate them with drug dealers. If you were a fan of...

Netflix Review: Is It Worth It?

Nov 1, 2009
Whenever someone talks about frugal expenses, Netflix always seems to be the popular example held up as the sacrificial lamb to the frugal gods. I think it’s a popular target because it’s so easy...

Your Take: Are We Out Of The Recession?

Oct 30, 2009
Yesterday, the Department of Commerce reported that the annualized GDP (gross domestic product) grew to 3.5% in third quarter. This is significant because, by definition, a recession is two...

BVC #22: Big Impact of Small Everyday Spending

Nov 5, 2009
All too often we go through our lives spending a little here, a little there. We make these purchases automatically because they can be so small and so routine that we forget we even make it. A lot of these things are habits, like smoking, or they’re...

American Express Cardmember Gift Offers

Nov 5, 2009
If you’re an American Express cardmember, you probably recognize the annual mailings from American Express about their cardmember gifts. They usually send out a couple of these types of offers each year and if you’re like, many of them go into the...

Are Loyalty Affinity Credit Cards Worth It?

Nov 5, 2009
One of my friends absolutely loves his Penn State-branded American Express card (I think it’s a “skinned” AMEX Blue card) because he gets to earn “points” towards various Penn State-related products and services. An example is the annual Alumni...

Are You Earning Your Bargaineering Bucks?

Nov 4, 2009
Are you taking advantage of the only loyalty rewards program in the personal finance blogging world? The Bargaineering Bucks system rewards you for doing things on the site such as visiting daily and commenting on posts. Over seven hundred readers...


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