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Calculated Risk

Finance and economics.
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ABI: Personal Bankruptcy Filings up 41 Percent Compared to Sept 2008

Oct 2, 2009
From the American Bankruptcy Institute: Consumer Bankruptcy Filings Surge Past One Million During First Nine Months of 2009 Consumer bankruptcies totaled 1,046,449 filings through the first nine months of 2009 (Jan. 1-Sept. 30), the first time since ...

MBA: 30 Year Mortgage Rate Falls to 4.94 Percent

Sep 30, 2009
The MBA reports: Mortgage Applications Decrease. The Market Composite Index, a measure of mortgage loan application volume, decreased 2.8 percent on a seasonally adjusted basis from one week earlier.

Record 13.2 Percent of Mortgage Loans in Foreclosure or Delinquent in Q2

Aug 20, 2009
From the Mortgage Bankers Association (MBA): Delinquencies Continue to Climb, Foreclosures Flat in Latest MBA National Delinquency Survey The delinquency rate for mortgage loans on one-to-four-unit residential properties rose to a seasonally adjusted...

Retail Sales Decline Slightly in July

Aug 13, 2009
On a monthly basis, retail sales decreased 0.1% from June to July (seasonally adjusted), and sales are off 8.3% from July 2008 (retail ex food services decreased 9.3%). The following graph shows the year-over-year change in nominal and real retail ...

Taylor, Bean & Whitaker Suspended by FHA

Aug 4, 2009
The Federal Housing Administration (FHA) today suspended Taylor, Bean and Whitaker Mortgage Corporation (TBW) of Ocala, Florida, thereby preventing the Company from originating and underwriting new FHA-insured mortgages.


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