Did you ever think that one of the most powerful three digit numbers in your life would be your credit score? That number predicts to lenders, employers, insurance companies and landlords your character and whether or not you're trustworthy enough to do business with. Having a good credit score, upwards of 650, will open doors for you in the world of credit but, anything less than that and you ente...

There is a ton of misinformation out about what does and doesn't hurt your credit score. The surprising thing about this is the sources of this misinformation: credit advisors, mortgage brokers and auto finance managers. These people should know better! I must say, there are also many professionals out there that really know their stuff and offer great advice to their clients. Be careful who you ta...

If you have been trying to get approved for an auto loan recently to no avail...I've got a hot tip for you, RoadLoans! I have processed quite a few Roadloans over the last few months and I have to say that I am quite impressed. It's fast and simple. You apply online and once approved they send you the loan paperwork and a check that can be used at any franchise dealer. (Ford, Chevrolet, Chrysler et...

Paying for your college education may seem overwhelming. You made the sacrifices and now you're set to graduate. Wonderful. Now you're faced with the bills. The absolute best thing you can do for yourself is to consolidate all those student loans into one bill, one payment. Don't wait until you run into problems making all those payments. You need to act quickly to qualify for a Federally Backed St...

Hopefully, you have obtained a free copy of your credit report and made all the necessary corrections to your file. I highly recommend signing up for a credit monitoring program so that you can track your progress in raising your FICO score. If not, Get Your Equifax Credit Report Now! or you can click here to Get Equifax Credit Watch Gold 3-in-1 Now!If you have bad credit, (under 600), improving yo...