Did you use your credit cardprogram this Black Friday? As a debt settlement blogger, I honestly hope your answer is no. According to recent polls taken of the American consumer, more holiday shoppers will be using cash this year to avoid the penalty...

Credit card rate hikes; it’s everywhere you look. Credit card companies are raising credit card interest rates like you would not believe, unless you are a victim of this latest trend. It’s a trend that’s hurting consumers who are already...

The plight that farmers and ranchers in our country face is a devastating one, especially during a recession. Hard work and family land just doesn’t pay off like it used to, and farmers are plummeting into debt. While congress argues over health reform...

It’s that time of year again. It’s the time of year when you eat too much and spend more money than you have, and dipping into that credit card becomes all the more tempting. Of course we all want to get our friends and relatives the perfect gift...

Bankruptcy and medical bills; you could say the two terms literally go hand in hand these days. It’s amazing when you take a moment to stop and really look at the numbers. Take into account that we are heading for a record-breaking bankruptcy year,...