Despite the efforts of the Federal Reserve in lowering interest rates to 2%, the market has not passed on theses lower rates to consumers.  In a rate cutting campaign that began last September, the Fed has tried to stimulate financial markets...

The liquidity crisis in Dubai sent investors scurrying into the safety of Treasury Securities and the Dollar.  News that Dubai World is asking creditors for a six month delay on up to $59 billion in debt sent shock waves in stock markets around the...

The holiday shopping season is here once again and retailers and economist will be watching those numbers closely to see how far we’ve really come from the recession.  The supply and demand for credit isn’t where most Fed officials would want it to be...

While most people initially thought the Federal Reserve would gain more power after Congress makes it’s changes to the nation’s financial regulatory structure, there are now serious question on the future of the Fed’s independence on interest rate...

In a speech before the Economic Club of New York, Fed Chairman Ben Bernanke see continued growth for the economy into next year.  He admits though that growth is likely to be slow due to a number of factors. My own view is that the recent pickup...

The Federal Reserve issued a press release on Monday concerning the Supervisory Capital Assessment Program(SCAP).  Since the start of the financial crisis last fall, financial institutions have frantically raised their capital levels and are even now...