How much cushion do you like to leave in your checking account? You know, the money you try to balance down to instead of zero. In the past, I have simply tried to keep a few hundred dollars in my checking account to avoid overdraft fees. I’ve...

One of the most frequent questions I see popping up these days is whether or not we should continue to invest in stocks, or pay off our mortgages early? There are many factors driving the urgency behind this question. The down economy, and endless...

It’s that time of year again. That time when Uncle Sam returns some of your hard-earned tax dollars that he’s been borrowing at zero-percent interest. Tax refunds are sort of a forced savings account for many people. And while I personally aim to avoid...

As parents hoping to raise financially savvy kids, one of the best things we can do is expose them to banking concepts at an early age. Savings accounts for children offer many great personal finance lessons such as the importance of saving money, the...

This article is by Adam from Money Relationship. He recently found a way to keep his sandwiches from getting soggy. I have been thinking a lot about our financial future and where we are headed. When your looking that far ahead though, you’re assuming...