How frequently should one rebalance a portfolio? David Swensen does it every day with the Yale endowment fund, but that is an exception. Bernstein recommends no more than once a year and it does not hurt to let asset classes run longer.

Back on July 8th, I wrote about investor mistakes  Not saving sufficiently for retirement was the first item on my list. For minimum wage earners this is a problem as these families simply are living from hand to mouth day after day.

How efficient is your portfolio?  For the ETFs, stocks, bonds, and mutual funds used in your portfolio, do you have the optimal asset allocation mix?  We know the importance of asset allocation from Ibbotson’s research, but how to implement this...

The Grand Canyon Suite by Ferde Grofe is my CD recommendation for the week.  In addition, to Grofe’s composition, you will receive Billy The Kid and Rodeo Suites by Aaron Copland, perhaps the greatest American composer.  This “three for one” CD is an...

Nine of the nineteen portfolio are tracked using the TLH spreadsheet and those updates are available in the table below.  Overall, the market dipped this week and that decline was manifested in all the portfolios.  In a few cases, the Information...

Diversification is advocated here at ITA Wealth Management as we look for investments that carry low correlations with each other.  Why is this so important?  Follow the logic below as I attempt to explain why we seek low correlation ETFs and...

Below is a screen shot of the current Dividend Aristocrats stock list.  I altered the screen from last week to include financial companies.  Other minor adjustments were made to increase the number of available companies. This is not a buy...