Heather Davis Richards is the financial expert for Essential Knowledge, an education company. Heather shares her knowledge and journey from shopping addict to savvy saver. She is a regular guest on both CBS and NBC, and a guest columnist for the Kansas
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This week is National Protect Your Identity Week. I know most folks think that identity theft could never happen to them. However, I have met so many people who have been victims. The wildest story on identity theft, is the 9-year-old whose identity...
A while back, I wrote about financial infidelity, and the impact it can have on a relationship. But what about the other games we play with money? How do those hurt a relationship?
One of the most common games I have seen is when spending wars take...
Jon Hanson is a new guest blogger for It’s Your Money.
Uncle Sam wants you! To have an IRA! Proposed in President Obama’s 2010 budget is a provision for automatic enrollment of employees in IRA’s for employers that do not offer traditional 401K...
It’s true. Halloween starts the entire holiday season. It starts with the weather. It barely starts to get colder, and we see pumpkins in grocery stores. The next thing you know, you are washing Thanksgiving dishes and planning for Christmas. They...
Lately, it seems that everywhere I turn, financial institutions and other organizations are boasting about the increase in the national savings rate. Personal spending is down sharply from 2007, while the national savings rate, which dipped below zero...