Today’s post is going get down to numbers and clarify the amount and duration of life insurance required to cover your risk without buying too little or too much protection. Buy too little and you’re still exposed to financial risk, buy too much and...

When buying life cover online, many people make the mistake of just comparing price. Cost is of course an important consideration, but if you’re choosing between joint life and separate individual policies, the least expensive option can sometimes...

Purchasing the first family home is a time when many people begin thinking about buying mortgage life cover to go along with it. A mortgage is very often the most significant financial decision that any individual makes, and it’s always prudent to...

Most people’s life insurance needs change over time—when they take out a mortgage, get married, have children, pay off the mortgage—their insurance needs increase or decrease accordingly. One of the most important aspects of buying life...

Over the last 20 years or so the take up of Life and Critical Illness Insurance has increased dramatically as the benefits of this type of cover become better known. This is particularly true for people who are setting up a new mortgage who perhaps...