Why is this?  It’s because they have the presence of mind to step back and look at the big picture.  Remember the chart in the last article (below) about saving money in an IRA for 50 years? Look at the early years in that graph. That was a...

This is the kind of question that depends completely on you.  By that I mean it depends on your goals and your needs.  Let me explain a little more about what your options are.  If you might need access to that money in the next few years, then you...

Lots of people are asking this question lately. I thought it would be a good time to clarify what I said a few weeks ago about not looking at your primary residence as an investment. Some people thought I meant they should just continue to rent their...

“Oh, my gosh! Did you see what happened in the stock market today? It was down almost 120 points!” Ever heard that before? If you haven’t, you will. The question is: should you listen? The answer is: only if you like being really depressed one...

Ideally, nothing! It really should be a part of your entire plan, unless home ownership is not a priority to you. Should it be a priority? For many people it is, but like nearly anything on the planet it really comes down to solid understanding of...