It is already quite clear that consumers will spend less this coming holiday season: “Evidence of a recession piled ever higher Friday, with new figures showing Americans are spending less..” according to a recent Yahoo Finance page. What...

The Fed cut the key interest rate in order to get the economy moving in the right direction. Well, that means our safe money, parked in cash accounts could expect some rate changes — but who knows, the way things are going, I’m seeing...

The harsh reality and aftermath of foreclosure: personal stories of financial loss from Foreclosure Alley.“You know you’re in trouble when the lawn is brown and the pool is green.”

When considering how much house you can afford, you’ll need to look beyond mortgage payments for the true cost of home ownership.

In an effort to bring our spending down and to cushion our income shortfall over the last year or two, we’ve been working on stretching our budgets a little further. Unfortunately though, I have the nagging feeling that our budget is still not...

To follow up on her story about dealing with loan modification companies, we bring you this post by Stacey Doyle. After paying our mortgage on time for eight years, we found ourselves three months behind. To try to save our home and finances, we...

Those of us doing any kind of work on our personal computers know how crazy things can get when the “infrastructure” goes down. Perhaps you want to start an online business or more likely, you care a lot about what you’ve got stored in your machines....

There have been a lot of developments with Mint.com lately, the biggest of which was their acquisition by Intuit (the makers of Quicken software). Mint is known primarily for their free online budgeting tool, which we’ve enthusiastically recommended...

Here’s how to become a millionaire overnight: win the lottery. But before you start playing, know that rich people have their own set of problems. You may have heard about how some of them harbor millionaire secrets, but they’re not the kind you’d...

Should your college student own a credit card? That’s an interesting question that many parents dwell upon. This much is true: applying for and finally receiving that first credit card is a big step for any individual. I believe that it can be...