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Money and Personal Finance Blog

A blog about money, personal finance, geeks and cyberspace. Here in Silicon Valley.
Money and Personal Finance Blog  
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6 Tips For Small Businesses To Navigate A Tough Holiday Season

Nov 9, 2008
It is already quite clear that consumers will spend less this coming holiday season: “Evidence of a recession piled ever higher Friday, with new figures showing Americans are spending less..” according to a recent Yahoo Finance page. What...

High Yield Savings Account Interest Rate Changes Ahead?

Oct 13, 2008
The Fed cut the key interest rate in order to get the economy moving in the right direction. Well, that means our safe money, parked in cash accounts could expect some rate changes — but who knows, the way things are going, I’m seeing...

Foreclosure Alley's Personal Stories of Financial Loss: The Aftermath of Foreclosure

Oct 6, 2008
The harsh reality and aftermath of foreclosure: personal stories of financial loss from Foreclosure Alley.“You know you’re in trouble when the lawn is brown and the pool is green.”

Beyond Mortgage Payments, The True Cost of Home Ownership

Aug 11, 2008
When considering how much house you can afford, you’ll need to look beyond mortgage payments for the true cost of home ownership.

Lost Money: How Money Drains Add Up To $175,000 In 10 Years

Jul 31, 2008
In an effort to bring our spending down and to cushion our income shortfall over the last year or two, we’ve been working on stretching our budgets a little further. Unfortunately though, I have the nagging feeling that our budget is still not...

Can A Home Loan Modification Ruin Your Credit?

Nov 20, 2009
To follow up on her story about dealing with loan modification companies, we bring you this post by Stacey Doyle. After paying our mortgage on time for eight years, we found ourselves three months behind. To try to save our home and finances, we...

Carbonite vs Mozy: Online Backup Services

Nov 19, 2009
Those of us doing any kind of work on our personal computers know how crazy things can get when the “infrastructure” goes down. Perhaps you want to start an online business or more likely, you care a lot about what you’ve got stored in your machines....

Mint.com's Twitter Feature: Money Tweets!

Nov 18, 2009
There have been a lot of developments with Mint.com lately, the biggest of which was their acquisition by Intuit (the makers of Quicken software). Mint is known primarily for their free online budgeting tool, which we’ve enthusiastically recommended...

Why Lottery Winners Go Broke: Prospect Theory At Work

Nov 17, 2009
Here’s how to become a millionaire overnight: win the lottery. But before you start playing, know that rich people have their own set of problems. You may have heard about how some of them harbor millionaire secrets, but they’re not the kind you’d...

Best Student Credit Cards For College Students

Nov 16, 2009
Should your college student own a credit card? That’s an interesting question that many parents dwell upon. This much is true: applying for and finally receiving that first credit card is a big step for any individual. I believe that it can be...


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