In 2008, 27 percent of all employers offered a Flexible Spending Arrangement (FSA), with only 37 percent of eligible workers signed up to utilize the account. Small businesses are significantly less likely to offer these tax-advantaged accounts than...

Back in the oil crisis of the seventies, President Jimmy Carter made a big mistake. Instead of advising people to save on heating costs through better insulation methods and other simple ways to keep the heat in the house, he simply told them to turn...

You've probably seen advertisements for companies that offer to consolidate many of your monthly payments into one payments that has an overall lower interest rate and payment amount.  The allure of bill consolidation seems high, but many of these...

Today is Black Friday, the official kick-off of the 2009 holiday shopping season. On one hand, consumers appear to be willing to spend a bit< more money than the past two holiday seasons, however most people remain cautiously optimistic in light of a...

Giving gifts to family and friends can be one of life’s biggest joys...and expenses.With the holidays around the corner, gift giving season will soon be in full swing, but of course there are year round opportunities to give-birthdays, anniversaries,...