Who is Ms. Money Savvy? I'm a thirty-something woman on the path to financial independence. I've done some things right and some things wrong along the way. Join me on my journey.
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K.I.S.S. Keep it simple, silly. I decided that our finances have gotten much too complicated as of late. Three checking accounts and five savings accounts are just too much. As as of December 1, it will be bye-bye ING....
I may come back to saving on discretionary spending but a convo had with a friend makes me think this aspect is much more important. JUST BECAUSE YOU CAN AFFORD A MORTGAGE DOES NOT MEAN YOU CAN AFFORD A HOUSE! The fact you that you pay $900/month for...
Today’s topic is WAYS TO SAVE.
You have two types of expenses – fixed expenses and discretionary spending. Let’s talk about fixed expenses first. Not all of those are as fixed as you think. While you probably can’t do much about your rent,...
This is the second post in my homebuying series. The second step in the homebuying process is GET YOUR MONEY RIGHT.
Open an online savings account. Why not a “regular” savings account, you ask. Until recently, online accounts offered a better...
A lot of people are excited because the homebuyer’s tax credit has been extended. While there’s no doubt that this credit can be beneficial, that’s only the case if you’re truly prepared and can afford to buy WITHOUT the credit.
For months now, news...
