There has been a lot of discussions recently about whether people should walk away from their mortgages.  Should people just lock the doors and move on? Should people stay in a home that is “underwater” and hope that the market rebounds? Should people...

There are so many people who are unsure of whether or not they should refinance their mortgage. There are pros and cons to refinancing and the reasons behind refinancing your mortgage should be good.  There was an article today at Walletpop called...

The short answer here is NO! It is our policy that you should always make your mortgage payments.  Failing to pay your mortgage is the fastest and most direct route to financial ruin, bad credit and the inability to buy another home when times get...

With so much information and mis-information out there, I thought that I would take the time to explain the loan modification process in-depth. There are so many steps to getting approved for a loan modification and any misstep in the process can...

The general idea behind Loan Modifications as put forth by President Obama was noble and much needed however the implementation of the idea is riddled with holes, hurdles, and hazards. Problem 1 The Making Homes Affordable Act  and the Guidelines...