With the gloomy global economic crisis that we are presently experiencing, I believe its about time that we keep track of our daily expenditures and strictly follow our family budget so we do not end up on getting payday loans.

Baking cakes and cookies for my family is a hobby I loved and enjoyed doing since I was in my third grade. I can still recall those days when I used to sell chocolate and banana cup cakes for Php3.50 each.