If you prevent your home from being vulnerable to natural disasters like hail, windstorms, earthquakes, fires and floods, you would protect your home and possessions and save a lot on premiums. You could do this by reinforcing your roof, buying...

Deductibles are payments toward a loss before your insurance company pays a claim. The higher your deductible, the more money you save on premiums. Most insurance companies require a deductible of at least $500 but if you raise it to $1,000 you could...

Let us look at the other side of the coin. After finding out that insurance companies are able to increase profits by cheating and shortchanging its clients, homeowners are also capable of filing false or bloated claims and get away with it. Fraudulent...

The place where you live affects the cost of your contents or buildings insurance. Here are some tips that will help you decide where to live and decrease your home insurance premiums: Avoid flood risk areas, especially if they are low lying. If...

By protecting your home from theft and damage, you could prevent needing to claim your home insurance and reduce contents and buildings insurance premiums. Here are some tips to keep you and your home safe: 1. Keep your valuables safe. Store them...