When will the rulers of this country stop making the rules tougher? It appears HUD is about to raise FHA down payment requirements to 5%. Prior to the meltdown it was 3%. Now it is 3.5%. For young...

Some of us make mistakes, on our tax returns and on our daily activities. I about made one yesterday with a Peackock. A client of our mortgage branch made one last year on his tax return. Both of...

I hope you realize it but your chances to secure a loan modification or credit card modification are somewhere between - slim….. and none…. Think of it logically. Banks don’t have a reputation...

   I HAVE! This is part 3 of a series on short sales: Why would someone do a short sale? The logic seems wierd in a way, doing something your mother taught you not to do. However,...

Luxury homes in Las Vegas are as plentiful as are the designs and character that have been built into them. Some are strikingly...

I heard it again today, “I heard friday on the radio that rates were in the 4’s. Why are you so high?” Here are the legitimate answers. WHY OH WHY DO YOU WANT TO BELIEVE THEM? 1- You want a rate that pays your closing costs. Lower closing costs =...

If you were one of the very few greedy bankers in the USA, would you want to discount anything for anyone elses benefit? Wouldn’t you rather pretend so you get good PR, then take the home back through foreclosure and get market value? When you saw the...

In December 2006 I wrote what was probably my most popular article: Consumers: Since you have to live with Zillow you better hire Zorro. Not only did it have more comments than normal but it landed me on 5 TV stations. Zillow was a local darling and I...

And It was the day after Halloween, yet I still Screamed. Our local Seattle Times touted a bus tour of homes that were in foreclosure. “Grab A Seat On The Bus”. It featured a small investor from Kirkland. They wrote about taking investors and...