Mortgage rates are down along with the stock market and the economy. If you can save on the interest you're paying on your mortgage, then it is time to refinance. From BendWeekly.com: "If you have a mortgage that's going to adjust, it's important to get into a fixed-rate program now," says Emma Butler, a certified mortgage planner with [...]...

Holden Lewis writes for Bankrate that mortgage rates fell this week that the 30-year-fixed-rate mortgage fell to 5.78%.A year ago, the mortgage index was 6.31%. Four weeks ago, it was 5.88%. As for the 15-year rate, it is down to 5.31%. The five-year-rate is 5.51%. The 30-year jumbo is 6.97%. All this is happening while lenders [...]...

Richard Rives writes: If you are in need of extra cash and you have too much outstanding debt or you are having difficulties repaying personal loans and credit card balances, even if you have bad credit, you can get funds by refinancing your mortgage. You can request a cash-out refinance loan and get the extra money [...]...

Tens of thousands of American home owners want to refinance their mortgages to take advantage of new low rates. Steve Jordan writes about the massive volume of requests: "I'm just trying to stay on top of the phone calls and the requests we're getting," said Jana Siemonsma, a mortgage loan officer for Omaha State Bank. Wells Fargo [...]...

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