A large number of homeowners remain in home where they owe more on their mortgage than it is worth. People get attached to their homes and they don't want the hassle of a foreclosure, the significant hit it gives to one's credit score, and they don't...

But can you qualify? That's the question. Do you have sterling credit scores? Do you have verifiable income? Do you have significant equity in your home (if you are looking to refinance)? Read more on Mortgage Rates Are At Record Lows…

The Federal Reserve wants to improve its image. Currently, people think about it as an agency that facilitates bailouts of fat cats on Wall Street. The Obama administration is more interventionist than the Bush administration. Even though the Fed is...

I have a new motto for holiday shopping this year: Fun but affordable. Forget expensive gifts that soon find their way to the remainder bin at some big box retailer, or presents that quickly fall out of style and gather dust. This time, I plan to go...

Will you qualify? That's the first thing you should think about before going through the enormous paperwork necessary to get a refinance these days. To get a refinance now you need sterling credit scores and abundant equity in your home. And even then...