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I am deviating from my risk management posts to discuss the SB1(Senate Bill 1) work comp law and how insurance companies are starting to enforce the requirments created by the law. If you are an LLC corporation and in the contracting business, you...
To establish a "holistic approach to your business risk, the first step is to start with your goals. In order to achieve your business goals on a consistant basis you then need to keep the risk of the business in control in all phases. Therefore apply...
ERM or Enterprise Risk Management is a holistic view of risk in a business. A lot of attention has been paid to ERM after the financial crisis and meltdown. Experts say that if AIG had a solid enterprise risk program they would have seen their...
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The State of California has enacted a new "pay as you drive" directive allowing insurance companies to charge insured drivers based upon the actual miles they drive instead of the industry norm of actuarial based rates. While some...
The Central Delaware Chamber of Commerce is going to work with the Delaware Insurance Department to promote the work place safety program. The safety program allows qualified business owners to save up to 20% on their work comp premiums. I know...
