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Smart Balance Transfers

Features information on how to save money with balance transfer credit cards.
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Using 0% Balance Transfers to Get Out of Debt

Dec 3, 2009
As 2009 nears its close, many people start thinking about their New Year’s resolutions.  My recommendation:  get out of credit card debt.  Many consumers today are paying significantly higher interest rates than they were a year ago.  And,...

Citibank Interest Rate Increases Stoke Anger

Nov 30, 2009
Most of us have always had a love/hate relationship with our credit cards.  Whether its convenience, access to cash, fraud protection…we’ve all come to depend on our credit cards.  Many of us have stuck it out with the same credit card company for...

Falling Credit Card Defaults = Good News

Nov 24, 2009
Bucking seasonal trends, credit card delinquencies decreased during the third quarter.  While small, the decrease in late payments from 1.17 percent to 1.1 percent is a positive sign for consumer lending, especially given the fact that consumer...

Getting a 0% Credit Card for the Holidays

Nov 23, 2009
A few years back, getting approved for a credit card online took less than a minute.  Such is not the case today.  Credit card companies are spending more time reviewing credit card applications and instant credit card decisions are essentially a...

The Worst Credit Card of 2009

Nov 19, 2009
Many people who are long time customers of Citibank might consider any Citi credit card to be the worst credit card of 2009.  However, the victims of the Citi interest rate increases are long-term customers.  People who became Citi credit card...


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