These graphs extracted from the latest US FDIC quarterly report display the long term impact of the crisis on the US Banks. Their predicament has a much earlier lead time, and a suggests a far longer expected period for improvement to anything close...

A headline like that is music to my ears. The fact that Banks in UK, Canada and European countries (less so US) are still spending enormous sums on a set of fixed cost infrastructure designed to manage volumes in cheques that are orders of magnitude...

Confederation of British Industry (CBI) have issued this paper. It is a short but useful discussion on what business ought to consider in the UK, but my reading suggests most western economies. It touches on the main categories of concern of business,...

Courtesy of Finextra. More than 100,000 German credit cards have been recalled by banks following a suspected security breech at an unidentified Spanish payment processor Posted in Uncategorized Tagged: Security

A general thread that has been building for me for some years now is highlighted in a few things I have seen recently. The thread is my hatred of advertising and in particular online advertising. For me it lies in the same category as junk (paper) mail...