Well folks, companies like “Freedom Debt Relief” and “Credit Solutions” may finally have to do that which they should have been doing all along. The Federal Trade Commission is finally going to do something about “debt settlement” companies...

Hello Guys and Gals, FIRST, thanks to some of you who emailed me with information and suggestions. I’m always learning. Much appreciated! SECOND, I had a very busy week (more on that Sunday) fighting Capital One and their lawyers who tried...

Hello Guys and Gals, FIRST, thanks to some of you who emailed me with information and suggestions. I’m always learning. Much appreciated! SECOND, I had a very busy week (more on that Sunday) fighting Capital One and their lawyers who tried...

Let’s talk in general what needs to be done to repair your credit and boost your score. Your credit score is based on information reported on your credit reports, as we discussed in Part I and Part II, and so that’s why if you have negative...

Hello Folks, before I get back to explaining the components of your FICO score, let me address a few common questions I’ve been receiving from you in the last few days. I received emails since Monday asking some very good questions. One common...