The hard-working American middle-class is filing bankruptcy in higher numbers than ever before. It’s not the rich, nor the poor, but the middle-class that is falling behind on all payments quicker than they can catch up, and it’s costing them their...

Are you using cash this holiday season? A recent survey of American consumers shows that more than ever shoppers are planning on using cash this year to buy holiday presents. It’s a good thing, too, because with the rates at which credit card...

Credit card rate hikes; it’s everywhere you look. Credit card companies are raising credit card interest rates like you would not believe, unless you are a victim of this latest trend. It’s a trend that’s hurting consumers who are already...

Not too long ago we brought up the possibility of a first time home buyer tax credit extension. Well, we’re no longer seeing a possibility, because the extension has become a reality. It’s a great thing for the real estate industry, as well as...

Do not pay upfront fees! Seriously, do not pay any fees upfront for debt relief services if you are not 100% certain that they will follow through on their promises to get you out of debt. If the contract terms are shady, if they promise you pennies on...