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Rates can go to 3% but if someone isn't working, working part-time, or concerned about their career in this environment they aren't making an offer on a new home. I think the home buyer tax credit that expired and was renewed recently pulled demand...
From the Mortgage Bankers Association...
The Market Composite Index, a measure of mortgage loan application volume decreased 2.5 percent on a seasonally adjusted basis from one week earlier. The four week moving average for the seasonally adjusted...
