Starting and owning your own business is as much a part of the American Dream as owning your own home. Millions of Americans currently have their own business and millions more aspire to.

Determining an area of focus with your self-directed retirement account can be a difficult decision since there are a number of profitable ways to invest. A good problem to have, don’t you agree? But with the current credit crunch, more...

Think retirement is too far off or that you’ll be just fine with your present retirement accounts and some Social Security? Consider these disconcerting figures: One of the 77 million baby boomers reaches 50 every seven seconds. That’s...

The Social Security Administration says the average annual retirement income for folks 65 and older is just under $20,500. If you’ve not planned for retirement, will you be able to live on that amount when you retire? The simple answer is “No.”...

Even with the wheels seemingly back on a wobbly stock market, are you ready to fully commit your retirement savings to Wall Street? If your answer is in the neighborhood of, “Well, no, not really.” it may be time to consider the advantages of...

According to the U.S. Department of Labor, in January 2010, employers took 1,761 mass layoff actions (50 or more people) resulting in 182,261 individuals losing their jobs. And in the fourth quarter of 2009, there were more than 321,500...