Unsecured debt consolidation loans have become very common these days. And if you have a good credit rating, you stand a better chance to get one.     What is the difference between a debt consolidation loan that is secured and one that is...

TD Canada Trust Value Plus/Value Account Early 2008, I graduated from school and TD started to charge me $8.95 per month to maintain the Value Plus Account. If you keep $2,000 in the account, the fee is waived but I’m currently in debt repayment mode...

First Chequing Account: Royal Bank My first ever chequing account was opened during the summer of 2003 when I started a part-time job at Toys R’ Us. It was the summer before the first year of University and the account was opened with Royal Bank (RBC)...

The ill effects of the recent recession can be felt throughout the world and consequently, people are increasingly turning to brown bagging their lunch to save money. Think about it. It makes sense. It’s rational — it’s healthier and it’s...

When I sat down and took a hard look at the debt I was facing, I wondered to myself if there was an optimal way to pay off all my loans and credit cards. It was not enough throwing every last cent I had to pay everything off in its entirety as the...