When I decided to go into business for myself 35 years ago, I had more than a few concerns about whether or not I was making the right decision. Two of those concerns were what I was going to do about health insurance and retirement. As soon as I...

My wife informed me the other day that we are cutting back on our Christmas spending this year. Sounds like a good plan to me, although I’ve decided to take a wary “I’ll believe it when I see it” approach to the whole deal. There’s always...

I saw a letter to the editor in our local paper the other day exalting the virtues of a meatless Thanksgiving. One of the things I'm most thankful for this Thanksgiving is that apparently nobody in my family paid much attention to that letter. The...

I've always realized the fight against bigger government is an uphill battle. As long as the government continues to rob from Peter to pay Paul, Paul is usually going to throw his support the governments way. Now the battle is becoming even harder....

A few years ago, "Ghostbusters" was a popular answer to that question. Never having been troubled by ghosts, I never had need for their services. I do have my plumber on speed dial, and the electrician. Also Gary down at the hardware store and Jarod at...