Over the lst year, the media and the real estate market have been pushing people into home ownership in Canada. The reason being is low interest rates. It is true, interest rates are at the lowest that they have ever been, and they are not expected to...

Nothing affects the amount of interest that you pay more than the duration of time it takes you to pay off your mortgage in full. Even if you had received the worst rate in the market each term, you would still be better off if you take advantage of...

When refinancing, transferring, buying, or selling, you want to make sure that you have the best mortgage rate. It is important to have a low rate in order to be able to pay off your mortgage faster, and you will have lower monthly payments. Lowest...

A young couple was once out to purchase there first house together. They both had recently graduated from university, and had started there first jobs after graduating. After several months of renting, they were ready to purchase there first home...

In Canada, we have many essential services socialized. For example, you can get free health care if you need it, roads and infrastructure are designed for public use, and welfare and employment insurance systems provide the unemployed with income. Even...