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Two Pennies Earned

Because a penny saved is two earned.
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Finally, A Free Credit Score

Aug 11, 2008
I think I've applied for a mortgage about eight times over the last six months. First I was just trying to get a sense of whether I'd qualify even though I wasn't ready to buy yet. Then I actually was ready to buy and it became time to comparison sho...

Time To Buy A House

Jul 25, 2008
If you've been reading my blog for a while, you might recall that not so long ago I had no interest in purchasing property. I saw it as a major hassle and an unnecessary expense. I could only afford a condo, not a house, and even that was highly...

Airplane and Train Alternatives

Jul 17, 2008
If you're having trouble affording a summer vacation, consider these inexpensive alternatives to a plane or train ticket.

How Frugal Purchasing Habits Add Up

Jun 13, 2008
If you're a regular reader of this blog, you've probably noticed that I advocate seemingly inconsequential savings like getting travel toiletries for free, cutting open tubes of lotion and toothpaste to squeeze out every last drop, and diluting dish...

Alternatives to Investing in Socially Responsible Mutual Funds

Nov 30, 1999
In Investing in Socially Responsible Mutual Funds last week, I explained that most socially responsible funds provide subpar returns compared to traditional funds. I also talked about how you may not agree with many of these funds’ definition of...

How Much 10 Common Grocery Items Cost Savvy Shoppers

Nov 23, 2009
After following sales and coupons religiously for several months, I’ve started to get a sense of the best prices for various items. The best way to get these prices is to use the Coupon Mom method of combining a store’s loyalty card discount with...

Saving Money on Groceries with the Coupon Mom Method

Nov 7, 2009
The only thing I used to do to save money on groceries was to make a list before each shopping trip and stick to a monthly grocery budget. I didn’t use coupons because I figured I saved more money by purchasing store brands (preferably store brands...

Another Chase Freedom Credit Card "Promotion" Fails to Entice or Impress

Oct 9, 2009
I received the following email from Chase about a promotion involving my Chase Freedom card. This credit card offers 3% back on your top three spending categories each month and 1% back on all other purchases. I've earned a lot of cash back from this...

Anatomy of a Bargain Hunter's Grocery Shopping Cart

Oct 5, 2009
I've written several posts now about how I save money on groceries, primarily by using the Coupon Mom method. In this post, I'll take you with me through a typical shopping trip to show how I planned my trip, what I bought, and how many great deals I...

Standards for Living Expenses

Sep 27, 2009
If you’re trying to scale back your spending and live within your means or just save a little more each month, how do you determine reasonable spending amounts for each category of spending in your life like food, clothes, and transportation? Well,...


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