adam r.

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New Site for Housers

adam r. posted an article on - Jun 15, 2009, 12:05 pm
Housers is moving on up.  From now on, your favorite news and comments on banking issues will be arriving at Bank Talk. That is http://banktalk.org Bank Talk will feature the same mix of news as Housers. Posted in Manufactured Housing in the News Tagged: Bank Talk, Housers
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Richard Florida should visit North Dakota

adam r. posted an article on - Jun 5, 2009, 10:36 am
Guess what country has the nation’s best economy?  Did you guess North Dakota?  Well, then you might be right.  Sure, it is hard to exactly define best, or to pick a measure that captures the entirety of “good.” Still, North Dakota excels.  It has a budget surplus.  Imagine that! It has ...
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Prepaid Debit Cards need Attention from Someone

adam r. posted an article on - May 28, 2009, 9:37 am
Prepaid debit cards are a nightmare. If you have ever looked into one of these cards, you will be shocked to see just how bad they are.  Short of payday loans, it is hard to imagine a more predatory product.  Oh wait, there are those guys in the track suits from North Jersey.  They have a loan p...
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Cheers: The Helping Families Save Their Homes Act

adam r. posted an article on - May 21, 2009, 4:54 pm
Yesterday, President Obama signed the Helping Families Save Their Homes Act into law.  What a relief! There are two main features to this law: First, it protects renters.  Renters have been one of the groups getting the collateral damage from the foreclosure crisis.  When an investor owner can...
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What can Green Jobs do for the Poor?

adam r. posted an article on - May 16, 2009, 11:49 am
Some people have pointed to a disconnect between low-income populations and environmentalism. I have a friend who always reminds me that brownfields efforts often mask gentrification. She sees other problems: in those defining moments in budget battles at legislatures across the country, left-leani...
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Comment on Bank of America and Countrywide

adam r. posted an article on - May 15, 2009, 12:06 pm
Today (Friday, May 15th) is the last day to comment on the proposed re-organization of Bank of America, specifically with how it introduces Countrywide into is larger corporate framework. The address for comment is: regs.comments@federalreserve.gov The comments are due by 5 pm, EST. Comments sho...
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Foreclosure: It can Happen to You

adam r. posted an article on - May 15, 2009, 10:05 am
Edmund Andrew’s story about his own  foreclosure and subsequent bankruptcy is illuminating. Andrews is the economic reporter for the New York Times.  He has covered the rise and fall of mortage markets in our country since the beginning of the decade.  He gave some warnings to readers about th...
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Bancorp South – Not like the Other Guys

adam r. posted an article on - May 13, 2009, 10:44 am
I really like Bancorp South (BXS). Granted, I have to like them from afar, because they don’t have any branches in North Carolina. This year, we ranked about 70 banks by an index formula that sought to identify and quantify the quality of a bank’s service to the community.  We graded the insti...
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Clayton's new I-House is a Stroke of Genius

adam r. posted an article on - May 12, 2009, 11:40 am
Clayton has produced a new manufactured home that should stimulate a lot of conversation about the viability of mh’s future. The new “i-house” is both an aesthetic knockout and a legitimately green endeavor.  I would be surprised if the home is not snapped up by a whole new demographic of ho...
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Why so much Optimism about the Banks?

adam r. posted an article on - May 11, 2009, 12:15 pm
In spite of the fact that there are numerous signs about the return of our economy, there are also plenty of signs that we are not out of the woods. My last points suggested that some anecdotal events (home sales in my neighborhood, the new work enjoyed by my contractor) point to a recovery. Then ...
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