bill e. posted an article on Money Saving Tips - billeater.com - Sep 5, 2011, 9:18 pm
If you are like most American families living paycheck to paycheck and struggling to make ends meet, there are a few ways you can start saving money, even if it doesn’t seem like you have any money left to save. While these methods may seem like secrets, the truth is that people have been using th...
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bill e. posted an article on Money Saving Tips - billeater.com - Sep 2, 2011, 1:00 am
Most consumers sign up for supermarket loyalty card programs under the assumption they will receive discounted prices on their grocery items. While it may sound logical, it is far from it. How can grocery stores afford to lose millions of dollars by offering lower prices to loyal shoppers? The answe...
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bill e. posted an article on Money Saving Tips - billeater.com - Sep 2, 2011, 1:00 am
Most Americans aren’t. Forty-three percent of Americans have less than ten grand saved and one in three have nothing saved for the future. That means a lot of Americans are going to have to play catch up if they want to enjoy their golden years. Today’s generation is being taught the value of mo...
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bill e. posted an article on Money Saving Tips - billeater.com - Sep 1, 2011, 1:00 am
Are you on a mission to limit your household expenses? If so, you’ve probably discovered a myriad of savings techniques and are well on your way to having a rainy-day nest egg. Congratulations! You may be able to save even more, however, if you haven’t considered the necessary, ever-growing expe...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 31, 2011, 1:00 am
A recent survey conducted by USA Today concluded that 50% of the 1,031 women polled admitted to coloring their hair on a regular basis. On average, women who pay for professional hair coloring services spend between $65 and $230 each visit. At an average of four visits per year, salon services can c...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 30, 2011, 1:00 am
New federal banking rules require institutions to come down hard on overdraft bank fees for customers. While it may be good news for some, others feel the backlash as their banks tamper with fees for maintenance, excess activity, and maintaining a minimum balance. These charges add up and can be ext...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 29, 2011, 11:04 am
Home security systems can seem confusing and pricey, so if you're in the market for one, don't worry. They make sense once you break it down. After all, what's a home security system other than a bunch of parts plugged into an electricity outlet? It isn't that complicated. If someone else can do it,...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 26, 2011, 1:00 am
Mortgage rates have dropped to an almost all-time low, which is a major relief for current homeowners looking to refinance, as well as those who are shopping for a new home. The new low mortgage rates are mostly benefiting those who already own their homes, since almost two thirds of applications ca...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 25, 2011, 1:00 am
With so many televisions on the market, how can you find the best one for your budget? When you’re browsing for a high-definition television, your options are plasma sets, CCFL-backlit LCDs and LED-backlit LCDs. Which one gives you the clearest picture without financial strain?Read the rest...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 24, 2011, 8:15 pm
Lipitor, Lexapro, and Seroquel are three of the most prescribed medications in the country. Over $300 billion is spent on these and other brand-name drugs annually, but that will change soon as the patents on these drugs expire. With these expirations comes an increased interest in generic drugs, al...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 22, 2011, 8:00 pm
Most Americans aren’t. Forty-three percent of Americans have less than ten grand saved and one in three have nothing saved for the future. That means a lot of Americans are going to have to play catch up if they want to enjoy their golden years.Read the rest...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 21, 2011, 8:00 pm
At first glance, all the credit card offers you receive in the mail may seem like a lifesaver. You finally have the chance to transfer your debt to a different card that charges little or no interest on the balance. However, beware of the pitfalls of hidden transfer fees. What is a Balance-Transfer...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 19, 2011, 1:00 am
It’s a familiar scenario for eBay users: you anxiously await the end of an auction on an item you have been waiting five years to find. You count down the minutes until you see “This auction has ended,” with your name listed as the highest bidder. Suddenly, out of nowhere, merely seconds befor...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 18, 2011, 1:00 am
Over the last few years, house flipping has become a source of instant curiosity for many people. The process involves purchasing a home for a fraction of what it is worth, then fixing it up and selling it to make a profit. How does house-flipping work in this market? How can you make a profit and n...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 17, 2011, 5:53 pm
Trying to find out how to apply for food stamps?  We'll do our best to help.  While many people still call them "food stamps", the benefits are no longer handed out as paper certificates, rather, they are loaded onto a plastic "EBT Card" that works like a debit card.  EBT stands for "Electronic B...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 17, 2011, 1:00 am
Comcast, the nation’s leading cable and Internet provider, is launching a plan known as “Internet Essentials,” a discounted Internet access plan for families who must meet certain income eligibility requirements. Internet Essentials will be available for families in the 39 state where Comcast ...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 16, 2011, 4:20 pm
There's an old joke about a much-anticipated book on Healthy and Delicious Food: Part I – Healthy Food. Part II – Delicious Food. We amirk at the joke because we know it's hard to find food that is both heatlhy and delicious. We could add Part III as well – Cheap Food. At the farmer’s market...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 15, 2011, 4:54 pm
In an increasingly complex economic market, it is tough for young adults, especially, to decide how to invest for the future. There are many different options out there, from stocks and bonds to real estate to business investment opportunities. But none of these options for investing pays the same d...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 11, 2011, 8:00 pm
The reasons to be distrustful of a bank – any bank – are wide and varied. It is a distrust they’ve earned, especially lately. At the highest level one has only to look at the current mortgage crisis and then do the math: the biggest banking players are the source of the mortgage collapse, and ...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 11, 2011, 5:56 pm
Shopping for a car can be a stressful experience. You need to figure out how to balance the things you feel you need in a car (reliability? safety? style?) with the luxuries that you can live without (heated leather seats, navigation, etc.)—and that’s before you even delve into the finances. Alt...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 10, 2011, 8:53 am
Artificial chemicals did not exist during ancient times. Women in ancient times didn't go to the local drug store. Instead, they shopped freely in the nature store, mixing berries and other ingredients to make their skin shine. Today, you can have the same experience at home by creating your own nat...
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bill e. posted an article on Money Saving Tips - billeater.com - Aug 9, 2011, 8:09 am
As we move along the electronic age carrying cash might seem almost absurd to some people. Not only can you use your smartphone to find your favorite coffee, you can also use your smartphone to buy the coffee with a simple scan of the bar code. The transaction comes directly out of your account or o...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 18, 2011, 7:48 pm
If you learn to navigate estate sales, you will be able to get some great deals, maybe even a “one of a kind item” for a deep discount. Think of an estate sale as the next level above a yard sale. In many yard sales’ the owners of the home are trying to sell unwanted items or even “junk” t...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 15, 2011, 1:00 am
What's the best time to plan and get ahead of your annual taxes? Midyear or during the month of July, you can already project your income for the next six months since you have the idea of your earnings from January to June.Read the rest...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 14, 2011, 1:00 am
As the economy continues to founder, many companies are attempting to stay afloat through downsizing. Unfortunately, while this might benefit the companies in question, it undoubtedly has a negative effect on the employees who are suddenly out of work. There are many dilemmas facing someone who is n...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 13, 2011, 5:22 am
The discussion about moving in together before marriage or getting married and then moving in together is one of modern society. For many couples, the choice to move in together is partly based on the idea of saving more money by sharing expenses. While two people living in the same house is not the...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 12, 2011, 11:20 am
Most agree that financial literacy is not a skill that comes innately to most. With the labyrinth of interest rates, taxes and financial products to navigate, financial education would seem like a valuable tool for guiding consumers into making responsible choices regarding their money. Yet, is it r...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 11, 2011, 1:00 am
The annual review process can be very intimating for many employees, and subsequently they feel helpless to deal with it effectively.  This doesn’t have to be the case. In fact, an employee armed with the right knowledge and information can not only deal effectively with the process, but use it a...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 8, 2011, 1:00 am
Certificates of Deposit (CDs) are popular investment instruments used by individuals to earn a higher rate of return on their money while still enjoying the guaranteed safety of principal not found in other investment vehicles. Unlike traditional savings accounts, banks are able to offer a higher ra...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 7, 2011, 1:00 am
As we go about our daily routines, most of us carry either a wallet or a purse. Unfortunately, in a moment of distraction or when we least expect it, a clever thief might grab the wallet and take off running. Sometimes, we don’t even notice the theft until getting home and finding out that the cre...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 6, 2011, 1:00 am
Sometimes, generics just won’t do. Now, I love saving money, but there are certain items that I just don’t want to purchase from a knock-off producer. I want the real thing, and anything less is unacceptable. Unfortunately, my high-class tastes don’t mind that my wallet has high-class amounts...
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bill e. posted an article on Money Saving Tips - billeater.com - Jul 5, 2011, 8:50 am
Have you ever wondered why you never seem to win that big, cuddly toy at a fairground? Well the truth is, many carnival games are designed to make you lose. Of course not all operators want to cheat you out of money, however, there are a lot of scams going on out there, so simply beware. If somethin...
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bill e. posted an article on Money Saving Tips - billeater.com - Jun 1, 2011, 1:00 am
Summer gatherings call for some fun drinks that are as cool as they are entertaining. It's more fun when your fancy drinks don't empty out your summer savings account, though. The following cocktails will liven up any summer party without much effort or expense. They are all easy to mix and can be s...
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bill e. posted an article on Money Saving Tips - billeater.com - May 31, 2011, 11:28 am
One byproduct of the recent economic downturn is a renewed interest in saving money. The reality-TV phenomenon "Extreme Couponing," sought to feed that interest. Instead, the show shocked and disgusted many watchers. Extreme couponers can save hundreds of dollars on their groceries by taking advanta...
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bill e. posted an article on Money Saving Tips - billeater.com - May 30, 2011, 7:34 pm
Many of the things that a licensed realtor handles during the sale of a home are things that you could do on your own and save a ton of money. The realtor's job is to market your home and help you prepare the home for sale. When your home receives an offer, the realtor will work with the potential b...
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bill e. posted an article on Money Saving Tips - billeater.com - May 27, 2011, 12:19 pm
The internet is a great place to begin your job search. You can upload your resume to many databases so that employers can find you while you are working to find them. Some of these sites are specific to certain types of work, while others provide job listings for several different career paths.Read...
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bill e. posted an article on Money Saving Tips - billeater.com - May 26, 2011, 1:00 am
If you carry a large revolving balance on your credit card, you might be nervous about what would happen if you were suddenly unable to make your payments. Major credit card companies offer credit insurance that would suspend your interest and payments for a period of time after a major life change....
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bill e. posted an article on Money Saving Tips - billeater.com - May 25, 2011, 9:49 pm
You can put your iPhone or Android phone to work for you with the easy-to-use apps that pay you money when you perform simple tasks. This new form of advertising offers amounts that range from pennies-per-action to dollar amounts for people who are willing to download apps or take photos of certain ...
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bill e. posted an article on Money Saving Tips - billeater.com - May 24, 2011, 1:00 am
Financial responsibility is not genetic. While some parents do a great job of teaching their kids how to handle money, many people have to learn money management skills on their own. This can create some painful situations when the adult child is financially secure and the parents are financially un...
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bill e. posted an article on Money Saving Tips - billeater.com - May 23, 2011, 1:00 am
When you think of working for a large company, you probably imagine cubicle farms and deep levels of redundant middle management. In many cases, you wouldn't be far from the truth. Working for a big company can be tough. It is easy to get lost in the shuffle and feel like the company doesn't care ab...
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bill e. posted an article on Money Saving Tips - billeater.com - May 20, 2011, 7:17 pm
With the recent purchase of Skype, the Internet video calling company, Microsoft continues to expand into markets typical to Google. Microsoft paid 8.5 billion dollars in an all-cash deal, leaving investors skeptical. This, the largest deal Microsoft has made in its history, might just be too rich f...
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bill e. posted an article on Money Saving Tips - billeater.com - May 19, 2011, 6:07 pm
When I first heard about ING Direct's new savings program for kids, I got excited. The program is called Orange4Kids, and it includes all the basics of a normal online savings account. The kid’s accounts are FDIC insured up to $250,000, there are no fees or minimum balance requirements, and the ac...
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bill e. posted an article on Money Saving Tips - billeater.com - Mar 23, 2011, 5:57 pm
Recently, AT&T announced a deal that it was buying T-Mobile, a rival cell phone carrier. The deal is in the early stages of the approval process, but it is reported to be worth $39 billion. Currently, T-Mobile has about 34 million customers. AT&T, with around 95 million customers, has about three ti...
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bill e. posted an article on Money Saving Tips - billeater.com - Mar 22, 2011, 1:00 am
Have a teen getting ready to head off to college? Whether you hate the idea of your child living among armed peers, or if you see guns as necessary for protection, you'll definitely want to know which schools allow students to carry guns. If you're going to put your hard-earned dollars into your chi...
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bill e. posted an article on Money Saving Tips - billeater.com - Mar 21, 2011, 1:00 am
Each year millions of Americans file their income tax returns and inwardly cringe at the thought of an audit. While the chances of an IRS audit hover at around one percent, the dread still sits in the pit of each taxpayer’s stomach. If having an IRS examiner peering at all of your records is the s...
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bill e. posted an article on Money Saving Tips - billeater.com - Mar 18, 2011, 3:20 pm
When it comes to cars, people have several options. You don't have to buy or finance a car. Instead, you have the option of leasing a car. A lease seems similar to financing because you make monthly payments. However, there is no ownership stake in the car. As a result, you often can find better rat...
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bill e. posted an article on Money Saving Tips - billeater.com - Mar 17, 2011, 10:33 am
I'm not really sure what to make of the Freegan lifestyle. While I strongly believe in some of the things they do, others seem down right insensitive, lazy and disruptive. Freegans are relative newcomers to the environmentalist scene who object to a profit-driven economy. They consider it the basis ...
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bill e. posted an article on Money Saving Tips - billeater.com - Mar 16, 2011, 1:00 am
The economy is still in dire straits, but there is a light of improvement beginning to shine. You may not realize that the actions of each individual can make a big difference for the country as a whole. In a consumer-driven economy, you are the cogs turning the wheel. I'm not saying you should spen...
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bill e. posted an article on Money Saving Tips - billeater.com - Mar 15, 2011, 1:00 am
Normally we don't think of how credit cards actually work, because for the most part it's not an important topic to us. We scan our cards, and they go through--simple as that. What happens, though, when your credit card is denied? Then there's the subject of interest rates and overdrafts and other s...
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bill e. posted an article on Money Saving Tips - billeater.com - Mar 14, 2011, 1:00 am
There are many reasons some people become tax resisters. Usually, it is because of a desire to stop funding the wars they view as immoral. These folks feel obligated to stop adding their own personal funds to the coffers of the war chest. Most of us think tax resisters are criminals who belong in ja...
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