The Frugaller posted an article on
The year of frugality
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Nov 24, 2009, 7:19 am
*beaming with pride* I have just sent off the cheques that will bring my debt down to £14,958, that is a whopping £6263 paid off since I started this year of frugality.
How marvellous.
OK, so by t... Comment - Like
The Frugaller posted an article on
The year of frugality
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Nov 18, 2009, 6:43 am
You know the Government is now making a bad bank of all the crud left at Northern Rock, well...even though we have never missed a payment on the mortgage, it looks like we may well be tarred and feath... Comment - Like
The Frugaller posted an article on
The year of frugality
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Nov 17, 2009, 6:39 am
I alerted you to the fact that Threshers and Wine Rack are closing - there are some seriously good deals on wine at these places at the moment. EG at our local Threshers it was a bottle of wine for £... Comment - Like
The Frugaller posted an article on
The year of frugality
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Nov 16, 2009, 6:36 am
...incidently, did you know that your debts live on after you? Pffff
So in naming my benefactor this evening in terms of who gets my life insurance pay out, I'll also be naming the person that ha... Comment - Like
The Frugaller posted an article on
The year of frugality
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Nov 5, 2009, 7:17 am
Thanks to the fabulous MSE email for this
If you still haven't got around to writing your will - like myself and the long suffering Mrs Frugaller - then have a look at this and get a will done Fr... Comment - Like
The Frugaller posted an article on
The year of frugality
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Nov 4, 2009, 6:54 am
...apparently
Although I wouldn't hold my breath on getting any decent deal or level of competition injected into the market. It takes another 5 years before they have to do this.
On another not... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 30, 2009, 6:19 am
Even as I type the title I think - who cares?
While I'd love to have our flat price zoom back to the level it was at when we bought it in June 2007 - it would reek of another bubble...I really s... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 30, 2009, 2:32 am
Jings! I thought we'd got past this madness, maybe the news earlier this week that we are still in recession has spooked a few more companies into administration.
Craziness
They had a really goo... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 29, 2009, 3:08 am
And wouldn't you know it, the banks are bitchin!
I mean really, CC providers have been screwing us for years - is it just that it has come to the attention of the politicians now? Some of the prac... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 28, 2009, 3:20 am
Wow - I'm now under £16k of debt
OK so this time last year I expected it all to be paid off but still £16k versus £22k is bloody good, even if I do say so myself
*proud strut* Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 22, 2009, 2:30 pm
I’m all about keeping my finances as simple. There is a great book by David Bach called Automatic Millionaire which I think says it all in terms of simplicity in financial matters. Further to this a... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 21, 2009, 2:29 pm
I have been on this frugal journey for over a year now. It has – quite simply – changed my life. While I do drawn lessons from my journey at every available opportunity there is also a few, what I... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 19, 2009, 2:27 pm
Is it actually worth being loyal or do they collect a horrendous amount of data infringes your civil liberties? Frankly, I’m up for anything that saves me a bit of cash – I’m not really that bot... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 18, 2009, 2:26 pm
OK – I know its only October but don’t let that put you off thinking about getting Christmas presents sorted. I have already done half my Christmas shopping – the other half will be done in two ... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 17, 2009, 2:26 pm
Is there such a thing? I have been thinking about this quite a lot the last few months. My view has always been that my partners finances are their own business – with the exception of the joint acc... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 17, 2009, 2:22 pm
Check out my review on TaktikBitch
Also worth looking at the product catalogue and seasonal ideas part of the site for some pre christmas gifts. Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 14, 2009, 1:22 am
It's moments like this that the horrid realisation that I am turning into my mother hits me...
...It is half way through October and I am now half way through my Christmas shopping. Sad but True. ... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 12, 2009, 1:34 am
Honestly!
Why not - rather than have to spend more money making up to the people whose cards have been lost in the predicted postal carnage this Christmas. Do it now! Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 11, 2009, 4:06 am
I found this the other day and have already submitted my couple of ideas...being the share and share alike kinda gal I thought I'd let you know about it.
Pepperami is looking for creative ideas f... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 11, 2009, 1:54 am
...just wanted to have a quick recap of what I have achieved.
Loan
Gone from £8821 to £6993 - total payoff in the year £1828
My loan has been the easy, automatic payoff this year. At 7.9% interes... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 10, 2009, 3:06 am
Just did a quick tally - I have made £297.42 from selling old books on Amazon this year and £354.96 from Ebay.
How wonderful! A total of £652 selling the rubbish around the house I never use.
Nic... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 10, 2009, 1:30 am
...from the Times website
Most of these are fairly self explanitory but they do clear up some myths around credit ratings.
I would certainly look into the one about dissassociating yourself from pe... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 9, 2009, 12:46 am
Yippee
All the experts are saying this could go on for some time. This makes such a difference to our monthly mortgage bills.
Still - nervous about getting a fixed rate at some point in the future d... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 8, 2009, 3:23 am
A year ago today I started blogging.
The ethos around this blog has always been to say with hands up “I messed up on my finances and now I’m trying to put it right”. So, throughout the year I h... Comment - Like
The Frugaller posted an article on
The year of frugality
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Oct 2, 2009, 1:17 am
Well, what goes up must come down...is it the same for what goes down must come up?
House Prices are reortedly back to 2008 levels.
I've said all along -don't be fooled into thinking that... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 29, 2009, 7:48 am
I blogged on this last year but having been waylaid over the weekend with a head cold I feel compelled to bring it back up.
OK, so its flu season. Here we are ready to go headlong into Autumn/Winter ... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 28, 2009, 3:26 pm
Ah, I forgot how wonderful it is to have a bit of cash in your back pocket. I was paid on Friday - does happy dance - and I am currently councilling myself that I don't need all the lovely clothes... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 25, 2009, 3:18 am
Being the old romantic I am, I am looking to send my partner flowers this week to celebrate my double payday and thus thank her for her continued support throughout the months I was languishing unempl... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 24, 2009, 2:08 am
Hey Hey
We had the "dwindling" house supply early this week and now following on from that, we have the mortgage approval rate shooting up.
The frugaller in me is telling me to temper excitement on... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 21, 2009, 1:11 pm
Lord, if its not one way its another.
Remember before the banks went bust and everyone thought property was the golden goose? I use to hear so many people saying words to the effect "There is no way ... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 21, 2009, 7:25 am
Following on from the Lewes Pound, Brixton has become the latest "village" in the UK to found its own local currency.
As with Lewes in Sussex, the idea of the Brixton banknote is to pay local money ... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 20, 2009, 3:19 pm
Hey chaps,
Just came across THIS ARTICLE on the Times website. I've linked but to save you reading it.
Be careful with late fees - there is a lot of wildcat postal strikes at the moment. If you ... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 20, 2009, 2:18 pm
Somedays, I love doing nothing. I do nothing on these days like my life was born to be full of nothing. I don't mind spending nothing. I don't mind thinking nothing. Nothing in itself becomes ... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 19, 2009, 2:00 am
Good god...in the blink of an eye, you and me now owe another £5000. A few months ago our share of the national debt was around £13k, it is now....£18k.
I think this again shows the need for cuts... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 18, 2009, 2:24 pm
Hey groovers
Check this out
I was tootling through Moneysupermarket.com and came across another hub for vouchers. Now vouchers are fairly widespread on the next but it is good to know that you can a... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 17, 2009, 1:47 pm
Finally - thankfully - had it confirmed that I will be getting paid at the end of the month for the last 2 months work. Hallelujah!
I have £20 until next Friday which – I think – is D-day, shoul... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 17, 2009, 7:01 am
Investors warned to avoid penny share scam
~Just in case you are thinking of investing again. Incidently I got a half hearted call from an investment company this morning trying to flog me some CFDs... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 17, 2009, 1:38 am
We have just got a bill in for £1200 for the service charge. Just when I think I am about to make a bit of headway on the bills, bam! Sucker punched!
Oh well, I've grown use to the 6 monthly gut... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 16, 2009, 1:28 pm
As regular readers will know, I recently started a job in the Public Sector. I am still getting used to the culture change from living, breathing and working in the commercial media sector to suddenly... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 16, 2009, 4:22 am
...no end in sight!
According to some reports it don;t look like slowing until next year. Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 16, 2009, 1:06 am
For you and I, it has been fashionable to be frugal for over 2 years now...for politicians it seems the shining hour for frugality is now. We are now in the very unusual position that all three main p... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 15, 2009, 3:00 pm
If you didn't see this episode of Dispatches last night - it is well worth a visit.
Sometimes it is good to get a different take on these things - this documentry showed the stigma attached to cl... Comment - Like
The Frugaller posted an article on
The year of frugality
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Sep 14, 2009, 1:40 pm
I know I have covered this topic before but it is a perennial favorite.
I was away for a few days last week - at my mothers expense, I might add in case you think I have fallen off the frugal bandwag... Comment - Like
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