Heather Davis Richards posted an article on It's Your Money - Oct 21, 2009, 9:00 pm
This week is National Protect Your Identity Week. I know most folks think that identity theft could never happen to them. However, I have met so many people who have been victims. The wildest story on...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Oct 19, 2009, 9:00 pm
A while back, I wrote about financial infidelity, and the impact it can have on a relationship. But what about the other games we play with money? How do those hurt a relationship? One of the most co...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Oct 12, 2009, 9:00 pm
Jon Hanson is a new guest blogger for It’s Your Money. Uncle Sam wants you! To have an IRA!  Proposed in President Obama’s 2010 budget is a provision for automatic enrollment of employees i...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Oct 7, 2009, 9:00 pm
It’s true. Halloween starts the entire holiday season. It starts with the weather. It barely starts to get colder, and we see pumpkins in grocery stores. The next thing you know, you are washing Tha...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Oct 5, 2009, 9:00 pm
Lately, it seems that everywhere I turn, financial institutions and other organizations are boasting about the increase in the national savings rate. Personal spending is down sharply from 2007, while...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Oct 1, 2009, 10:27 am
Scott Borden is a guest columnist specializing in the insurance industry. Known as the HSA Guy, Scott addresses some real questions today.  Most people have A LOT of questions about the health care...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Sep 28, 2009, 9:00 pm
Today, the Office of the Comptroller of the Currency (OCC) released a consumer advisory in regard to reverse mortgages. http://occ.gov/ftp/advisory/2009-2.pdf This comes at a time when many mortgage ...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Sep 23, 2009, 9:00 pm
This week marked the first day of fall. It’s hard to believe that we are almost into the third quarter, and that cold weather is right around the corner for most of us. In Kansas, we still have 70 d...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Sep 21, 2009, 9:00 pm
Most people hate needles. The anticipation of pain is always worse than the reality. However, that anticipation is the same reason many adults do not get a flu shot. Now, I am not talking about the H1...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Sep 16, 2009, 9:00 pm
If you have ever owned your own business, then you understand the concept that you make money when the business does. This really applies to all adults. If we don’t work, we generally don’t get pa...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Sep 14, 2009, 5:53 pm
There are really only two ways to get ahead financially; spend less and earn more. In this blog, I have talked a lot about how to spend less. However, this time I thought it important to talk about ea...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Sep 9, 2009, 5:07 pm
The Credit Card Act that took effect this year, coupled with the recession, has created a void where many fees have been collected in the past. What pays banks more than penalty fees on credit cards? ...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Sep 7, 2009, 7:42 pm
Recently, my eight-year-old daughter had a sleepover at a friend’s house. When I arrived to pick her up the next morning, she was playing Monopoly. This was a new version of the board game. I was dr...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Aug 27, 2009, 9:00 pm
I have been seeing all of the hype about Mint.com everywhere I seem to look.  I was surprised to learn that Mint is affiliated with Finicity, and I was curious to learn more, so I set up an account. ...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Aug 25, 2009, 3:40 pm
I recently met Shonda, a young woman who told me that she couldn’t ever save money. Every time she saved an amount, she ended up having to spend that money on bills. She was certain that she w...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Aug 20, 2009, 9:52 am
In May, President Obama signed into effect the Credit Card Accountability, Responsibility and Protection Act. The act was passed to protect current and future cardholders against unfair practices, and...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Aug 17, 2009, 9:00 pm
If you have been reading this blog for any length of time, then you have probably realized by now that I am always trying to find a way to do more with less money. That philosophy also applies to my s...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Aug 12, 2009, 9:00 pm
My daughter was turning eight, which (to her) was a monumental cause for celebration. She named off all of the cool kid places to go, amusement parks, water parks, etc. So we looked into some of the o...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Aug 10, 2009, 9:00 pm
So, school is right around the corner. In fact, for me, it starts a week from today. If you are like most parents, you are probably trying to stretch your budget to get everything you need. Here are m...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Aug 6, 2009, 2:40 am
Back to school brings such mixed emotions. I remember as a kid, the excitement of a new school year. I loved getting new clothes, and most of all getting new school supplies. There is something about ...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Aug 4, 2009, 11:54 am
I talk to a lot of people through my presentations, television segments, our courses, and call-in shows. Fear is everywhere. It is in the air we breathe and the water we drink. As a result, people are...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Jul 29, 2009, 3:26 pm
I’ll admit, I got pretty excited to see the interest rates drop so low. Immediately, I started thinking about refinancing my home. It was fun to think of the money I could save each month, and overa...
Comment - Like

Heather Davis Richards posted an article on It's Your Money - Jul 27, 2009, 5:06 pm

Comment - Like

Heather Davis Richards posted an article on It's Your Money - Jul 23, 2009, 2:00 am

Comment - Like