J D. posted an article on Intellichoice Financial Services - Dec 8, 2009, 7:52 pm
Home loan interest rates will reach 8.5% by 2011, adding about $300 per month onto repayments for the average sized mortgage say leading economists. Economic growth is expected to surge next year to ...
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J D. posted an article on Intellichoice Financial Services - Dec 7, 2009, 6:32 pm
Westpac's chief executive broke her silence on the bank's dramatic rate rise yesterday, defending Westpac's decision to almost double the Reserve Bank of Australia's .25% increase to t...
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J D. posted an article on Intellichoice Financial Services - Dec 7, 2009, 6:28 pm
Confidence in the real estate sector is returning among high-net-worth individuals according to new survey from Barclays Wealth. According to the Barclays Wealth survey, over the next two years, 35...
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J D. posted an article on Intellichoice Financial Services - Dec 6, 2009, 11:47 pm
The Commonwealth and ANZ have followed Westpac and raised interest rates on their standard variable rate home loans by more than the Reserve Bank’s 0.25 per cent rise last Tuesday. Westpac raised r...
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J D. posted an article on Intellichoice Financial Services - Dec 6, 2009, 11:45 pm
Despite the first home owner's grant being reduced in October 2009, Australians continue to take up the federal government’s grant boost in their droves. Originally $14,000 for established home...
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J D. posted an article on Intellichoice Financial Services - Dec 3, 2009, 12:12 am
NAB announced today that it will increase the interest rates on its standard variable mortgages by 25 basis points to be on par with the Reserve Bank of Australia's rise earlier this week. Nation...
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J D. posted an article on Intellichoice Financial Services - Nov 30, 2009, 10:22 pm
The cash rate will rise to 3.75% tomorrow following today's meeting of the RBA monetary policy committee - the third consecutive 25 basis points rise since September 2009. Many mortgage brok...
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J D. posted an article on Intellichoice Financial Services - Nov 29, 2009, 9:59 pm
Dubai's debt crisis may have frightened the Reserve Bank of Australia (RBA) into holding off an interest rate hike. The RBA meets tomorrow to discuss the prospect, but some economists believe the...
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J D. posted an article on Intellichoice Financial Services - Nov 29, 2009, 9:56 pm
High demand and low apartment vacancy is expected to push rental rates up sharply for the next two years. According to BIS Shrapnel's Residential Property Prospect, 2009-2012, they foresee an ann...
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J D. posted an article on Intellichoice Financial Services - Nov 26, 2009, 6:17 pm
The ABS recently released the results of their Housing and Mobility Conditions Survey and some of the findings are imperative for property investors to take on board to keep their tenant turnover low....
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J D. posted an article on Intellichoice Financial Services - Nov 25, 2009, 8:18 pm
The typical price of a Sydney house is $607,000 after climbing $39,000 in the past year. The typical price of a Sydney unit is $457,000 after climbing $35,000. The Reserve Bank deputy governor, Ric B...
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J D. posted an article on Intellichoice Financial Services - Nov 25, 2009, 8:16 pm
According to Ric Battellino, deputy governor of the Reserve Bank, around half of all housing finance is for alterations and renovations. Older, financially secure households have secured the biggest ...
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J D. posted an article on Intellichoice Financial Services - Nov 19, 2009, 6:52 pm
Signs of recovery in the UK property market are appearing after October figures showed a 5% rise gross mortgage lending. October 2009 gross mortgage lending was an estimated £13.5bn ($24.4bn), up fr...
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J D. posted an article on Intellichoice Financial Services - Nov 18, 2009, 7:35 pm
Rents on houses increased 3.4% to $422 a week nationally over the 12 months to October 2009, while apartments rose 4.1% to $409. According to RP Data, the biggest increases were in Rose Bay, NSW wher...
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J D. posted an article on Intellichoice Financial Services - Nov 16, 2009, 5:41 pm
According to The Australian Financial Review, small businesses are sucking up interest losses on deposit in an effort to secure a loan. In an increasingly competitive market for deposits, banks are pr...
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J D. posted an article on Intellichoice Financial Services - Nov 16, 2009, 5:29 pm
More than half a million households in Australia are currently experiencing ‘mortgage stress’ according to Fujitsu Consulting. The number of households struggling to pay their mortgage is exp...
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J D. posted an article on Intellichoice Financial Services - Nov 15, 2009, 5:52 pm
One in three mortgage enquiries will not fit the current lending criteria set by banks, according to Loan Market Group. The firm's chief operating officer Dean Rushton said tighter lending rules ...
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J D. posted an article on Intellichoice Financial Services - Nov 11, 2009, 8:22 pm
With the proliferation of online personal finance software tools coming into the market, it begs the question as to why you might want to sign up and use these systems. The advent of the mighty “Y...
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J D. posted an article on Intellichoice Financial Services - Nov 11, 2009, 8:02 pm
According to the Australian Bureau of Statistics (ABS), the costs associated with renting or owning a home are on par. Figures from ABS show the Australian mortgage holder currently pays 18% of their...
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J D. posted an article on Intellichoice Financial Services - Nov 10, 2009, 7:21 pm
Westpac will introduce a new interest free ‘green loan’ that will help families install solar, water saving and energy efficient products that will reduce greenhouse gas emissions. The interest...
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J D. posted an article on Intellichoice Financial Services - Nov 10, 2009, 7:18 pm
Interest rate margins on small business loans have increased greatly over the last two years. In 2007 loans to small and medium sized businesses from the big four banks featured rates that were lower ...
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J D. posted an article on Intellichoice Financial Services - Nov 3, 2009, 4:57 pm
The major banks matched the Reserve Bank of Australia's official rate rise of 25 basis points yesterday, but more hikes could be store for homeowners as they threaten to push rates up further...
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J D. posted an article on Intellichoice Financial Services - Nov 2, 2009, 5:13 pm
Most homeowners are choosing to stick with their variable rate mortgages with only ten per cent saying they are opting to fix their rate now. According to an online survey by News Ltd, 57% of borrowe...
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J D. posted an article on Intellichoice Financial Services - Oct 29, 2009, 8:59 pm
A Parliamentary report on global warming released this week highlights the uncertainty surrounding coastal property markets. Some prospective Sea Changers may become Tree Change converts. Tree Chang...
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J D. posted an article on Intellichoice Financial Services - Oct 27, 2009, 8:12 pm
I met with UBS Investment Bank during a function on Monday, who gave some very interesting insights about the Reserve Bank of Australia (RBA) and their thoughts on interest rate rises. UBS Economists...
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J D. posted an article on Intellichoice Financial Services - Oct 26, 2009, 10:55 pm
Home buyers are suffering from ‘fear of missing out’ according to a new study from a national real estate service. Appproximately 87% of people looking to buy, inspect properties for sale ‘just ...
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J D. posted an article on Intellichoice Financial Services - Oct 26, 2009, 10:53 pm
More than 700,000 properties along the Australian coast are under threat from climate change related storms and rising sea levels according to a report from a parliamentary committee. The House of Re...
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J D. posted an article on Intellichoice Financial Services - Oct 25, 2009, 7:16 pm
Analysts expect the current situation in Brisbane to last for the next 10 years, based on the popularity of Brisbane and 'sunbelt migration'. That is, as people migrate to Queensland, prices t...
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J D. posted an article on Intellichoice Financial Services - Oct 25, 2009, 6:55 pm
National Australia Bank will lift its 1 to 5 year fixed rate home loan rates by 20-50 basis points effective from Monday 26 October 2009. Westpac, the Commonwealth Bank and ANZ have also ra...
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J D. posted an article on Intellichoice Financial Services - Oct 22, 2009, 8:22 pm
The Global Financial Crisis (GFC) has affected superannuation balances across the board. This has left many people questioning their retirement plans. Have you asked yourself these questions lately: ...
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J D. posted an article on Intellichoice Financial Services - Oct 19, 2009, 8:07 pm
According to RP Data's national research director Tim Lawless, now is the best time for potential property buyers to grab a coastal bargain. Mr Lawless states that property buyers should take a lo...
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J D. posted an article on Intellichoice Financial Services - Oct 19, 2009, 7:58 pm
According to PricewaterhouseCoopers, the potential for private businesses to grow is there but the funding is not. Businesses recorded a rise in sales and profits in the last six months to October 200...
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J D. posted an article on Intellichoice Financial Services - Oct 15, 2009, 8:17 pm
Buying a home is a long-term commitment - for better or worse - despite the shifting sands of the global economy. But there is help on hand to ensure you and your home loan can go the distance, no mat...
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J D. posted an article on Intellichoice Financial Services - Oct 13, 2009, 7:44 pm
Research from BIS Shrapnel suggests house prices will rise by nearly 20 in the next three years. The rise would add more than $100,000 to the average house price. According to The Herald Sun, BIS Shr...
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J D. posted an article on Intellichoice Financial Services - Oct 13, 2009, 7:32 pm
The Reserve Bank’s aggressive interest rate cutting has helped keep loan arrears and defaults to a minimum over the past year, but almost one in five Australians are still struggling with their fina...
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J D. posted an article on Intellichoice Financial Services - Oct 8, 2009, 8:20 pm
All four big banks yesterday passed through the Reserve bank’s 0.25 per cent rate rise to their customers. The rise puts the standard variable mortgage rate at 5.99 per cent from Commonwealth and NA...
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J D. posted an article on Intellichoice Financial Services - Oct 8, 2009, 12:40 am
While the inevitable rise in the RBA cash rate by 25 basis points to 3.25 per cent on Tuesday, 6th October 2009, may be seen by many as negative due to increased repayments, it is in fact positive new...
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J D. posted an article on Intellichoice Financial Services - Oct 7, 2009, 10:51 pm
ANZ is the first of the big four to pass the Reserve Bank of Australia’s (RBA) 25 basis point rate rise on to its customers. Some of the bank’s selected deposit products will rise by up to 0.50 ...
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J D. posted an article on Intellichoice Financial Services - Oct 6, 2009, 8:30 pm
According to a recent survey from PRDnationwide, almost 90% of investors will purchase property in the next two years. According to the survey, 70% of respondents would buy interstate and 66% are loo...
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J D. posted an article on Intellichoice Financial Services - Oct 6, 2009, 8:22 pm
The average homeowner with a $300,000 mortgage will pay about $50 more after the Reserve Bank of Australia raised interest rates yesterday by 0.25 per cent, assuming the rate rise is passed straight...
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J D. posted an article on Intellichoice Financial Services - Oct 5, 2009, 6:39 pm
A new study from Consumer Insights has found the global financial crisis has forced more than one in four home owners to sell their property. According to a report in The Daily Telegraph, 28 per cent ...
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J D. posted an article on Intellichoice Financial Services - Oct 1, 2009, 6:48 pm
According to research conducted by Core Data Brand Management, CBA and Westpac control almost 50% of all mortgages in Australia. Using figures from the Reserve Bank of Australia and the Australian P...
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J D. posted an article on Intellichoice Financial Services - Sep 30, 2009, 8:57 pm
Recently released figures from the Australian Bureau of Statistics (ABS) shows that the total number of housing starts fell by 7.3% in the June quarter of 2009. Detached house starts grew by 4.2% how...
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J D. posted an article on Intellichoice Financial Services - Sep 30, 2009, 8:52 pm
National Australia Bank's monthly business survey shows that business confidence has increased in August 2009 to it's highest level since October 2003. The improvement was most pronounced in ...
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J D. posted an article on Intellichoice Financial Services - Sep 28, 2009, 6:56 pm
The CBA has moved ahead of the Reserve Bank of Australia and today announced that it will increase its fixed-lending rates. CBA’s one year fixed rate has been increased by 50 basis points to 6.19%,...
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J D. posted an article on Intellichoice Financial Services - Sep 22, 2009, 9:06 pm
A report released today showed that although there is a significant level of interest in property investment from Australians under 30, most are waiting for the new year before buying. The main reason...
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J D. posted an article on Intellichoice Financial Services - Sep 21, 2009, 6:26 pm
If you have received a tax refund this year, have you considered what you are going to do with the extra money in your pocket? If you go out and spend it, all you are doing is giving part of it back ...
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J D. posted an article on Intellichoice Financial Services - Sep 21, 2009, 6:20 pm
According to research by Residex, average unit prices in Canberra, Darwin, Perth and Melbourne were all within the AU$370-395,000 range at 31 August 2009. However, the company's predictive price m...
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J D. posted an article on Intellichoice Financial Services - Sep 21, 2009, 5:54 pm
Demand for homes in Australia may increase as a result of a widespread desire of Britons to work abroad, new research has suggested. A survey by money exchange firm Foreign Currency Direct has found t...
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J D. posted an article on Intellichoice Financial Services - Sep 17, 2009, 7:31 pm
A £3.75 million (AU$7.2 million) house overlooking the 18th green and the 1st tee of the Old Course in St Andrews, the home of golf, is about to go on sale, according to a report in the UK Telegraph....
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