Rick

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The Power Of Zero In Finance

Rick posted an article on - Nov 28, 2009, 12:45 am
I became acquainted with the power of zero early in life. The power of zero was my financial plan. Very simple really. The nearer my balance approaches zero the slower my spending. Worth repeating, in...
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Giving Thanks The Pilgrims Left

Rick posted an article on - Nov 26, 2009, 10:03 am
The Embarkation of the Pilgrims I was born in England and emigrated to the United States while in my twenties. I am thankful to be living here and the people have been very welcoming and kind. My tw...
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Mongolian Moments #3

Rick posted an article on - Nov 25, 2009, 6:14 pm
Daniel and the other missionaries destined for Mongolia stayed longer in the Missionary Training Center (MTC) while waiting for visas. Then Daniel and a few others were sent to the Georgia Atlanta Mis...
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Driving On The Cheap

Rick posted an article on - Nov 24, 2009, 10:25 pm
Take a look at the car in my driveway. It appears to be just a plain 2005 Honda Civic. I purchased it last Friday to help me drive down the cost of transportation. With only V6 engines in my other veh...
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Missionary Dan Email #4 from Choibalsan, Mongolia

Rick posted an article on - Nov 23, 2009, 8:00 am
Daniel ready for snow. The new car looks really fancy. What happened to the other two cars? Good job on your talk too Mom. Happy Thanksgiving this week! Eat lots of stuffing etc. We are going to the ...
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Preparing A Missionary

Rick posted an article on - Nov 22, 2009, 5:51 pm
Today my wife spoke in church. Daniel recieves his missionary nametag from his mother Our five children were born within seven years of each other so are really close in age. When they were small ou...
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Google Plots Fertility Rate

Rick posted an article on - Nov 22, 2009, 11:10 am
If you cannot see the graph click here or here. Google recently added the World Bank’s World Development Indicators to their existing US unemployment and US population data sets. The World Deve...
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Testing Your 72 Hour Kit MREs

Rick posted an article on - Nov 20, 2009, 11:40 am
One area of preparedness we have neglected over the years is our 72 hour kits. We only have one full kit for one person. As I want to be able to take the kit with me in an emergency I decided long ago...
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Mongolian Moments #2

Rick posted an article on - Nov 19, 2009, 7:25 pm
This situation happened when Daniel transferred to Choibalsan. He described it thus: While walking, I felt like some burden had been lifted off my back. I was so relaxed and felt so good. I thought a...
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All Things Bright And Beautiful

Rick posted an article on - Nov 17, 2009, 6:55 pm
This is my beautiful granddaughter Aurora. Enjoy the show, it is best in full screen mode. If you cannot see the video click here. Download the original OpenOffice Presentation (78.9 Mb). Source of...
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Missionary Dan Email #3 from Choibalsan, Mongolia

Rick posted an article on - Nov 16, 2009, 7:41 am
Presented here are portions of an email from Elder Daniel Willoughby serving in the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will make su...
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Paul Brushes With Skippy Toothpaste

Rick posted an article on - Nov 15, 2009, 9:57 pm
Paul made this video while on his mission. His mother had sent a parcel with various items that included a lot of different flavored Crest toothpastes. Another item included was a tube of Skippy peanu...
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Mongolian Moments #1

Rick posted an article on - Nov 14, 2009, 11:17 am
This conversation actually took place before Daniel left for his mission in Mongolia. Daniel has a great sense of humor. He has been on his mission in Mongolia for over a year. He has worked hard and ...
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Steven Celebrates Birthday At Lone Star

Rick posted an article on - Nov 12, 2009, 10:33 pm
In November Steven celebrated his birthday with a meal at the Layton Lone Star Steakhouse. Well big deal y’all may be thinking. But for us it was a chance to get together, take some photographs,...
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Brigham City Utah Temple Artist's Conception

Rick posted an article on - Nov 12, 2009, 10:04 am
Brigham City Utah Temple Artist's Conception While eating dinner at Lone Star Steakhouse last night with family and friends we wondered what the new Brigham City temple will look like. One of the...
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Milford Wind Project: Utah Power For California

Rick posted an article on - Nov 11, 2009, 1:49 pm
An event happening yesterday near Milford, Utah caught my attention. The first phase of the Milford Wind Corridor Project was completed and is the largest wind facility in Utah and one of the largest ...
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Missionary Dan Email #2 from Choibalsan, Mongolia

Rick posted an article on - Nov 9, 2009, 8:49 pm
Presented here are portions of an email from Elder Daniel Willoughby serving in the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will make su...
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Brigham City Utah Temple Lot

Rick posted an article on - Nov 8, 2009, 11:19 pm
Brigham City Utah Temple lot The announcement of the Brigham City Utah Temple was made by LDS Church President Thomas S. Monson at the opening of the 179th Semiannual General Conference of the church...
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Arkansas Bank Charges 82,563% Overdraft Interest

Rick posted an article on - Nov 8, 2009, 8:13 pm
The fuss lately over bank fees has left me mostly disinterested. After all, fees are what other people pay — those folks who don’t know how to manage their money. Wrong. When it happens to...
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Missionary Dan Email #1 from Choibalsan, Mongolia

Rick posted an article on - Nov 2, 2009, 9:32 am
Presented here are portions of an email from Elder Daniel Willoughby serving in the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will make su...
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Build an Arc Welder from Microwave Ovens: Part 4

Rick posted an article on - Oct 31, 2009, 10:36 pm
The Story So Far Paul obtained his microwave ovens, wired the garage for 220 volts, extracted the first transformer, and rewinded the secondary. In this segment all he will be doing is to practice wi...
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Davis County Early Voting

Rick posted an article on - Oct 31, 2009, 12:05 am
Jill early voting in the Kaysville City elections I am accustomed to voting early. I don’t feel as rushed because I can pick a day and time that better suits my schedule. Today my wife and I we...
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Mormon Church Membership in Utah

Rick posted an article on - Oct 28, 2009, 10:03 pm
General Conference. Photo Credit: LDS Newsroom Utah Mormon Church Membership Utah is the most populous state for Mormons in terms of membership (1,823,613) and percentage of the population (68.94%)....
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Lose Weight With The Simpleton Diet

Rick posted an article on - Oct 27, 2009, 7:50 pm
If your photograph appears here it does not infer that you should lose weight. I have been asked by several friends to explain The Simpleton Diet. So here goes. How much does it cost? Nothing. Mone...
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Missionary Dan Email #36 from Ulaanbaatar, Mongolia

Rick posted an article on - Oct 12, 2009, 7:09 am
Presented here are portions of Elder Daniel Willoughby’s thirty sixth email from the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will make...
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Missionary Dan Email #35 from Ulaanbaatar, Mongolia

Rick posted an article on - Oct 6, 2009, 6:23 pm
Presented here are portions of Elder Daniel Willoughby’s thirty fifth email from the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will make...
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Vernal Utah Temple

Rick posted an article on - Sep 30, 2009, 5:31 pm
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Salt Lake Utah Temple

Rick posted an article on - Sep 29, 2009, 6:00 pm
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Saint George Utah Temple

Rick posted an article on - Sep 29, 2009, 6:00 pm
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Missionary Dan Email #34 from Ulaanbaatar, Mongolia

Rick posted an article on - Sep 28, 2009, 8:17 am
Presented here are portions of Elder Daniel Willoughby’s thirty fourth email from the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will mak...
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Provo Utah Temple

Rick posted an article on - Sep 28, 2009, 7:48 am
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Oquirrh Mountain Utah Temple

Rick posted an article on - Sep 27, 2009, 9:48 am
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Ogden Utah Temple

Rick posted an article on - Sep 27, 2009, 9:47 am
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Mount Timpanogos Utah Temple

Rick posted an article on - Sep 26, 2009, 10:17 am
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Monticello Utah Temple

Rick posted an article on - Sep 25, 2009, 9:14 am
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Manti Utah Temple

Rick posted an article on - Sep 24, 2009, 5:42 pm
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Bountiful Utah Temple

Rick posted an article on - Sep 21, 2009, 4:36 pm
In October 2008 I visited all thirteen Utah temples. It was then that almost all of the photographs were taken that appear in this series of posts. To download a photograph click on the image to obtai...
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Missionary Dan Email #33 from Ulaanbaatar, Mongolia

Rick posted an article on - Sep 21, 2009, 8:25 am
Presented here are portions of Elder Daniel Willoughby’s thirty third email from the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will make...
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Waterfall Canyon Trail

Rick posted an article on - Sep 20, 2009, 12:30 am
To access Waterfall Canyon, begin at the 29th Street trail head and take the trail to the left at the shelter and follow the sign. This is a moderately difficult trail with some scrambling for hikers ...
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News From The Mongolia Ulaanbataar Mission

Rick posted an article on - Sep 19, 2009, 10:24 am
Mongolian Sunset. Credit: Elder Dan Willoughby The following is from the Mongolia Mission Moments July 2009 edition. President Andersen wrote that “Perhaps we should stop more often to recogniz...
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If Utah Was A Country

Rick posted an article on - Sep 18, 2009, 3:04 pm
If Utah was a country it would have a GDP of $105.7 billion. This would place Utah above Qatar’s GDP of $102.3 billion but below 32 other states and 55 other nations. But what is GDP and how is ...
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U.S. Government Debt as a Mortgage

Rick posted an article on - Sep 17, 2009, 9:05 pm
Today imagine that Congress has a fit of sanity and manages to balance the budget. They do it through a combination of spending cuts and tax increases. The dollar strengthens and there is more money b...
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Rewards Checking: First Arkansas Bank & Trust

Rick posted an article on - Sep 16, 2009, 9:16 pm
A New Rewards Checking Account Since Coulee Bank dropped their rewards checking rate from 5% to 4% I have been looking for another bank. There are several banks that still offer 5% on their rewards c...
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Yes On 1 Stand For Marriage Maine

Rick posted an article on - Sep 15, 2009, 8:36 pm
I just received an email from ProtectMarriage.com, the good folks who helped pass Proposition 8 in California. The following are edited excerpts from that email: Yes On 1 Just as it occurs in Califo...
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Kaysville City Elections Early Voting Results

Rick posted an article on - Sep 14, 2009, 10:10 pm
Kaysville City elections early voting results 14 September 2009 Early Voting Early Results The results of the early voting shows that Steve Hiatt, with 61 votes, has taken an early lead over Mayor N...
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Missionary Dan Email #32 from Ulaanbaatar, Mongolia

Rick posted an article on - Sep 14, 2009, 8:52 am
Presented here are portions of Elder Daniel Willoughby’s thirty second email from the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will mak...
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Antelope Island Balloon and Kite Stampede

Rick posted an article on - Sep 11, 2009, 10:47 pm
Last Saturday morning Jill and I drove the 21 miles to attend the Antelope Island Balloon and Kite Stampede. However, uncooperative winds dictated that no hot air balloons would launch that day. Ballo...
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Missionary Dan Email #31 from Ulaanbaatar, Mongolia

Rick posted an article on - Sep 7, 2009, 12:26 pm
Presented here are portions of Elder Daniel Willoughby’s thirty first email from the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will make...
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Overnight at Echo Island Ranch Camperworld

Rick posted an article on - Sep 4, 2009, 11:53 pm
Last weekend found us at Echo Island Ranch Camperworld. Jill’s sister, Susan, invited us to stay over Friday night at the camp ground. The video is of my son Paul tending Aurora. Occasionally Au...
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Missionary Dan Email #30 from Ulaanbaatar, Mongolia

Rick posted an article on - Sep 1, 2009, 8:01 pm
Presented here are portions of Elder Daniel Willoughby’s thirtieth email from the Mongolia Ulaanbaatar Mission. If anyone wishes to send Daniel a message, write it in the comments and I will make su...
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