Scott Fitzpatrick is a frequent speaker on risk management issues and is a member of the Direct Selling Association. He is a regular fixture on the MLMIA, the DSA and the MLM Startup circuits. Scott's articles on chargeback management have received industry-wide recognition, and he regularly offers advice on best practices for payment processing in the Direct Selling industry. Scott is the National Account Executive, Network Marketing & Direct Sales for Pivotal Payments and can be reached at 1-866-296-0443.