shell b. posted an article on Personal Finance - Jan 16, 2012, 11:21 pm
There are so many fuel-efficient new cars on the market that it makes sense to purchase a new vehicle if the old one is a gas-guzzler. Often, it is possible to trade in the previous vehicle to cut some of the cost off the final purchase price. When someone is in the market for a new car, it usually ...
Comment - Like

shell b. posted an article on Personal Finance - Nov 10, 2011, 11:26 pm
Sometimes there are unforeseen circumstances in life that prevent us from paying our debts as we agreed. Despite our best efforts, things don’t always go as planned. Almost half of all students default on their school loans before they are fully paid off. This can be a devastating blow to a person...
Comment - Like

shell b. posted an article on Personal Finance - Nov 2, 2011, 12:03 am
People keep their auto insurance to avoid any uncertain tragedies and what I dislike most of getting engage myself with an insurance company. Contrary to say, the matter of auto insurance is very easy going task. People who do not know anything of these automobile techies like me, feel themselves...
Comment - Like

shell b. posted an article on Personal Finance - Oct 1, 2011, 2:27 am
Most home insurance policy holders know that you can often receive a discount if you also insure your car with the same company. What many holders don’t know, however, is that there are several other discounts available that often go unnoticed. See if you qualify for one or more of these ten lesse...
Comment - Like

shell b. posted an article on Personal Finance - Sep 16, 2011, 2:32 am
Using a credit card is a convenient way to pay for large expenses or other types of purchases, but it needs to be carefully monitored to keep you finances safe. Credit card fraud and even ATM fraud are one of the most committed financial crimes in the world. This is especially true when it comes to ...
Comment - Like

shell b. posted an article on Personal Finance - Sep 12, 2011, 2:56 am
If you are looking for information on life and critical illness insurance, then there are some useful online resources. Criticalillnesscover.com is one such example. It contains information, perhaps unsurprisingly given its name, on critical life insurance. This form of cover just may help you to ...
Comment - Like

shell b. posted an article on Personal Finance - Sep 5, 2011, 12:20 pm
If space, elegance, and reliability are your top concern when purchasing a vehicle, you might want to consider looking into today’s hottest vans in the market. 1. Honda Odyssey Hondas generally a reputation for excellent vehicles, and the Odyssey is no exception. With its roomy interior and str...
Comment - Like

shell b. posted an article on Personal Finance - Sep 1, 2011, 11:25 pm
Virtual mortgage telemarketers can be an effective way to increase your book of business. Most loan officers would agree that closing loans without the use of the phone is virtually impossible. In fact, many mortgage sales people spend the majority of their time on the phone. Selecting a lending...
Comment - Like

shell b. posted an article on Personal Finance - Aug 3, 2011, 11:34 am
Having a good daily routine can help you to decrease your stress levels, increase your health and also can help you to be more productive. It sounds too good to be true, but it really isn’t. Human beings are creatures of habit. Sometimes, those habits are good and sometimes they aren’t. For ex...
Comment - Like

shell b. posted an article on Personal Finance - Jul 25, 2011, 6:23 am
At a time when public pensions look as if they will be heavily hit, there is a lot of focus on individuals taking responsibility for their own financial security. However, with interest rates at rock bottom, where is the best place to make the most from your savings? Obviously interest rates are o...
Comment - Like

shell b. posted an article on Personal Finance - Jul 14, 2011, 1:21 am
There is no doubt that times are tough for average Americans these days. The consequences of the global economic recession have seen the cost of living rise, yet wages are frozen. It is a precarious and often stressful situation for most people and more and more of us feel we have no choice but to...
Comment - Like

shell b. posted an article on Personal Finance - Jun 28, 2011, 1:33 am
Taking advantage of certain offers for credit card balance transfers can, if chosen wisely, reduce monthly outgoings by reducing the interest payable and therefore the minimum monthly payment required. By moving an existing credit card account to a card from a different company, a balance transfer...
Comment - Like

shell b. posted an article on Personal Finance - Jun 16, 2011, 3:30 am
The quick answer is no, you will not lose everything. Filing bankruptcy protects you from losing everything, and this type of legal protection is one of the main reasons people choose to file for bankruptcy. Because sometimes an individual or business can be legally forced by their creditors and/or ...
Comment - Like

shell b. posted an article on Personal Finance - Jun 10, 2011, 7:13 am
These days, having a good credit rating is important for so many reasons and in our modern society, owning items such as cell phones is dependent to a large extent on a good financial history. At any stage in life, anyone can experience problems that can lead to an indifferent or even a poor credi...
Comment - Like

shell b. posted an article on Personal Finance - Jun 10, 2011, 7:09 am
These days, having a good credit rating is important for so many reasons and in our modern society, owning items such as cell phones is dependent to a large extent on a good financial history. At any stage in life, anyone can experience problems that can lead to an indifferent or even a poor cred...
Comment - Like

shell b. posted an article on Personal Finance - May 30, 2011, 2:54 am
If you are earning money, it is important for you to have a savings account so that you are able to secure your future. Savings accounts can provide you the required security and thus the peace of mind. You are not required to think much about the emergency situations that can arise anytime out of n...
Comment - Like

shell b. posted an article on Personal Finance - May 24, 2011, 11:20 pm
When you want to lower your mortgage costs, the first recommendation is usually to refinance.In this economy not everyone is in the financial position to qualify for a refinancing. If your credit rating is not high enough for you to qualify for a traditional refinancing, here are five alternative wa...
Comment - Like

shell b. posted an article on Personal Finance - May 21, 2011, 5:27 am
Don’t have heaps of money or time? Welcome to the club. It’s an irony that so many people work so hard today, but it’s like rolling a big fat boulder up a hill. Take your eyes off that thing and it starts to obey the law of gravity, rolling back downhill. You have to push that think up there...
Comment - Like

shell b. posted an article on Personal Finance - May 11, 2011, 1:54 am
Making your money go that little bit further is perhaps something that people are talking about now more than ever and ways of making savings are very popular. And whilst there is a lot of advice going around you need to sort out the good from the not so good. Making savings on the weekly sh...
Comment - Like

shell b. posted an article on Personal Finance - May 9, 2011, 12:19 am
This article is meant to discuss large freight trucks in North America and the UK. They have nicknames like transfer truck, semi, 18-wheeler, and big rig in the US, transport in Canada, and lorry in the UK. The semi-trucks in North America have a larger capacity and can haul more, and heavier cargo....
Comment - Like

shell b. posted an article on Personal Finance - May 4, 2011, 9:45 pm
CREDIT cards can have something of a bad reputation, depending on who you speak to, for encouraging people to spend money irresponsibly. If you’re someone who doesn’t have any credit cards, or someone who has no experience with using them then the key to using a credit card is knowing exactly ...
Comment - Like

shell b. posted an article on Personal Finance - Apr 25, 2011, 12:18 am
Quicken has always been the industry standard for home financial software. It is a powerful tool that provides easy access to download banking information, customised reports, and it can even e-mail you when you have an alert. Unfortunately, Quicken is not designed to work with every operating syste...
Comment - Like

shell b. posted an article on Personal Finance - Apr 22, 2011, 1:25 am
With the tax deadline quickly bearing down on us it’s time to get serious about meeting our financial obligation to the government. But what if you’re unable to come up with the funds? No one enjoys being hassled by the IRS, but that’s what’s going to happen if April 15 passes and you havenâ...
Comment - Like

shell b. posted an article on Personal Finance - Apr 19, 2011, 2:12 am
Albert Einstein, the father of modern physics, originator of the theory of general relativity and key player in the creation of the atomic bomb, called compound interest the most powerful force in the universe.& Maybe he was referring to its ability to make large sums of money out of relatively sma...
Comment - Like

shell b. posted an article on Personal Finance - Apr 19, 2011, 2:10 am
Albert Einstein, the father of modern physics, originator of the theory of general relativity and key player in the creation of the atomic bomb, called compound interest the most powerful force in the universe.& Maybe he was referring to its ability to make large sums of money out of relatively sma...
Comment - Like

shell b. posted an article on Personal Finance - Apr 8, 2011, 2:46 am
Debt settlement can be an excellent solution for escaping the burden of high bills and reducing debts to pennies on the dollar. One of the downsides, however, is that creditors who agree to a debt settlement generally want their money now. If you are one of the thousands of consumers looking for cre...
Comment - Like

shell b. posted an article on Personal Finance - Apr 6, 2011, 11:09 pm
Debt settlement myths were always popular in the financial industry. Everyone has heard about the huge promises according to which customers will be able to eliminate their debt completely in less than 24 hours or get rid of their balances without having to deal with bankruptcy. Whether it’s about...
Comment - Like

shell b. posted an article on Personal Finance - Apr 5, 2011, 12:43 am
Going into a car loan transaction without a complete understanding of the process can pose several dangers for you. You may be dealing with untrustworthy individuals or firms that are only looking to rip you off. To prevent falling into this trap, arm yourself with the right know how and have a good...
Comment - Like

shell b. posted an article on Personal Finance - Mar 23, 2011, 6:20 am
After a decade long housing boom that has seen average house prices outstrip average wages, some prospective first time buyers have been forced to find new ways to make getting a foot on the property ladder affordable. One strategy that has become increasingly popular in the last ten years is the...
Comment - Like

shell b. posted an article on Personal Finance - Mar 15, 2011, 2:59 am
There is no question that many people love to sell their items at online auctions these days. eBay has become a huge clearinghouse of new and used items that people are turning into cash. In fact, some people make a part-time or even full-time income just selling items on eBay. Did you know that the...
Comment - Like

shell b. posted an article on Personal Finance - Mar 14, 2011, 2:55 am
Travelling is stressful. It seems there are always things to worry about when traveling – delayed flights, lost luggage, schedules, and many others. To help relieve some of the worry, travellers may want to consider purchasing a travel insurance policy to help cover them while they are away from h...
Comment - Like

shell b. posted an article on Personal Finance - Mar 11, 2011, 3:11 am
An earthquake measuring 8.9 on the Richter scale struck Japan this morning, and now a Tsunami with tides measuring 7 metre has hit Japan. The markets have tumbled sharply in the last half-hour of trades after news of a major earthquake occurred in Japan this morning. The Sensex which was on the pos...
Comment - Like

shell b. posted an article on Personal Finance - Mar 8, 2011, 12:00 am
Everyone knows that managing finances can be hard, especially if you’ve decided to get married or if you’re expanding you family. Increasingly, finances are the root of many marital and family fights. But, it doesn’t have to be daunting. There are five easy steps that any family can take to av...
Comment - Like

shell b. posted an article on Personal Finance - Mar 3, 2011, 11:20 pm
When you take those first few steps to begin searching for a loan there are a some items that you will need to consider before you take that leap of faith and sign the official loan documents. This is likely an exciting time in your life, but rushing into a decision without taking the necessary step...
Comment - Like

shell b. posted an article on Personal Finance - Feb 1, 2011, 10:55 pm
Guest post written by author Elizabeth Salutini on behalf of money saving tips website PersonalFinance4All Students loans are granted to over one million students in the UK every year with the average student leaving university with over £15,000 debt. All UK students are eligible to government-fu...
Comment - Like

shell b. posted an article on Personal Finance - Jan 27, 2011, 11:11 pm
For many the New Year ushers in chances to get things better. You can get the edge by spending quality time budgeting your personal finances. Another day, another dollar. Another year, another chance to reach and exceed your financial goals and objectives. Of course, you’ll find it easier to sur...
Comment - Like

shell b. posted an article on Personal Finance - Jan 25, 2011, 12:35 am
As we approach the end of January I thought I would look at how we can be more in control of our finances. 2011 means a new year and a new start, so this year try and take control of your finances so that you can use your money more effectively and more efficiently. Managing your money successfully ...
Comment - Like

shell b. posted an article on Personal Finance - Jan 20, 2011, 11:41 pm
The Youth Unemployment Crisis and its Effects on the Real Estate Marketing Field The report further discloses that youth unemployment rates are much more sensitive to the economic crisis than adult unemployment rates. What’s more, there may be the chance that job market recovery for young people...
Comment - Like

shell b. posted an article on Personal Finance - Jan 17, 2011, 2:45 am
American consumers are in hot water. They have accumulated massive amounts of unsecured debt over the past decade and are struggling to make minimum payments on it. Paying it off is no longer even an option for some. Secured debt is debt that is tied to something physical, like a mortgage or a car l...
Comment - Like

shell b. posted an article on Personal Finance - Jan 6, 2011, 9:43 am
There are many types of different car loans available so choosing the right one is very important. But this can be difficult. Affordability is a major factor for people when choosing to buy a car but this should not prevent you from choosing the right car for you. You may wish to try using a car loa...
Comment - Like

shell b. posted an article on Personal Finance - Dec 13, 2010, 11:26 pm
According to a recent survey conducted by insurance-services firm MSB, nearly 70 percent of homeowners are underinsured. Unfortunately, most people don’t realize they are in this situation until disaster strikes and it is too late to remedy the problem. To ensure adequate protection, every hom...
Comment - Like

shell b. posted an article on Personal Finance - Dec 10, 2010, 9:58 am
For many people, shopping for glasses is somewhat of a necessary evil. While just about everyone likes to look good, glasses can be extremely expensive, and not everyone has the disposable income to support a large purchase. Most people find that prices are the highest in physical stores; especially...
Comment - Like

shell b. posted an article on Personal Finance - Dec 2, 2010, 11:01 pm
1. Get Organized Hopefully this is something that you have been doing all year, but now is the time to gather together all the information about your small business. Collect receipts for business expenses and revenues. Good online accounting software will make this process simple and store all ...
Comment - Like

shell b. posted an article on Personal Finance - Nov 29, 2010, 12:20 am
If you have decided to join the latest craze of Online Penny Auction fanatics worldwide you might be wondering where you should begin your journey. There is no sure fire way to help you decide though you should be looking at several factors before deciding where to spend your money. The one thing y...
Comment - Like

shell b. posted an article on Personal Finance - Nov 26, 2010, 12:54 am
According to the AA, Car Insurance Premiums have risen by around 40% over the past year. Motorists are getting a shock when their renewal price is more expensive than what they paid last year. However, if you play the market well, you can make sure a cheap car insurance policy is just around the cor...
Comment - Like

shell b. posted an article on Personal Finance - Nov 19, 2010, 12:22 am
Are you looking forward to Christmas? Some people will be dreading the approach of the festive season. For those who are struggling financially, this is a time of year that often serves to increase the strain. It’s hard not to worry when you start to consider the expenses associated with the Ch...
Comment - Like

shell b. posted an article on Personal Finance - Nov 16, 2010, 12:08 am
Economies can change at the drop of a hat. One day inflation is high, then a few months later inflation has changed once again and is affecting the value of your dollar differently. All of this makes it hard to truly save, but saving money the old fashioned way is one of the ways you can stay ah...
Comment - Like

shell b. posted an article on Personal Finance - Nov 10, 2010, 12:22 am
Starting a family can be tough, especially when money is tight. Just because you’ve finally decided that you’re emotionally ready to take the leap and expand your family unit by bringing another little person into your home and your life doesn’t mean you have the finances in place to even con...
Comment - Like

shell b. posted an article on Personal Finance - Oct 19, 2010, 7:43 am
How much space in your office are you actually using to work in? If your office is becoming a home for large amounts of archived files, stock, unused workstation furniture and promotional literature you may be spending more than you need to on commercial space. In the current financial climate...
Comment - Like

shell b. posted an article on Personal Finance - Oct 8, 2010, 5:01 am
LMI Guest Blog Most businesses spend a large portion of their time trying to predict the future. From which investment’s going to bring the greatest return to how the market’s going to develop over the next quarter; managers are constantly peering into the murky gloom of industry forecasts in...
Comment - Like