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Ashburnham Insurance Services Limited
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Jan 19, 2012, 6:19 am
It has been a long time coming but it is finally here. The new look Ashburnham Insurance website went officially live today. If you haven't seen it yet, take a look now at www.ashburnham-insurance.co.uk.
Initially you will notice the new layout, menus, pictures and the different colours we have u... Comment - Like
Ashburnham Insurance posted an article on
Ashburnham Insurance Services Limited
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Dec 5, 2011, 9:54 am
I'm a Bricklayer, do I need liability insurance?
Being a Bricklayer you will understand that there are many risks associated with the trade and as such it is crucial to have liability insurance in place.
What are some examples of possible liability claims for a Bricklayer?
• Whilst worki... Comment - Like
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Ashburnham Insurance Services Limited
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Nov 25, 2011, 4:29 am
Unoccupied property insurance is insuring your property (by insuring your buildings, your contents or both) whilst you are not actually living in the property. There are a few types of insurance that you can get for this circumstance ranging from insuring the property before a tenant moves in to ins... Comment - Like
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Jun 20, 2011, 11:34 am
A product we have been offering for some time has now been made available for our online customers. Tenant's contents insurance is a policy specifically designed to meet the needs of tenants in rented properties. As a leading landlord insurance provider in the UK, we have always met the insurance ... Comment - Like
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Mar 8, 2011, 6:59 am
We have just launched a new trade search facility for our liability quote website. This will enable users to start typing what trade they are seeking public or employers liability for and then be presented with various options depending on what has been typed.
Click thumbnail to see a website snaps... Comment - Like
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Jan 4, 2011, 7:51 am
Following our blog post last month (New IPT rate begins), it is now the 4th January 2011 so all premiums shown will now be at the new higher government imposed insurance premium tax rate of 6%. Comment - Like
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Dec 6, 2010, 11:02 am
Just a quick message to all customer obtaining new quotes from us. You will begin to notice differences in premiums quoted for policies with inception dates of the 4th January 2011 and later. This is due to the change of Insurance Premium Tax by the Government on this date from 5% to 6%.
With the ... Comment - Like
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Nov 24, 2010, 6:25 am
If you have a commercial property that you need to insure it used to be a case of giving the insurance company the details and then having to wait while they manually work out the quote before coming back to you with a figure, but this is no longer the case as there are insurance companies that are ... Comment - Like
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Nov 19, 2010, 6:55 am
In the past if you were working in Northern Ireland then you would have to go to a broker within the BT Postcode to get your Public Liability Insurance but that has all changed thanks to Ageas Insurance (formerly known as Fortis Insurance) who now allow us to quote for tradesman that work in the Uni... Comment - Like
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Sep 28, 2010, 11:35 am
We are pleased to announce a new landowners insurance scheme exclusive to Ashburnham Insurance and underwritten by MMA Insurance.
The new scheme offers public liability cover for all types of land such as private roads, undeveloped land, woodland, moorland, development sites and more.
It is availabl... Comment - Like
Ashburnham Insurance posted an article on
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Jul 28, 2010, 9:40 am
We could have a big long discussion over climate change, how it is caused, what it is doing, what we can do to stop or reduce it. The bottom line is, it is happening and we will be looking at changes in our climate in future years.
What we are here to discuss is how this could affect insurance prem... Comment - Like
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Jul 19, 2010, 7:04 am
The accountancy network known as BDO have released their half year report on fraud which has made for some very interesting reading. The report has been running for seven years and for the first time has broken the £1billion mark for a 6 month period. The total amount of recorded fraud for the fi... Comment - Like
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Jul 12, 2010, 7:23 am
The recent oil spill in the Gulf of Mexico has certainly raised the awareness of the need for liability insurance. The cost of the spill is still unknown but is certainly going to stretch into the billions of US dollars.
Obviously in most businesses, the amount of risk is very unlikely to get anywh... Comment - Like
Ashburnham Insurance posted an article on
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Jul 5, 2010, 6:11 am
With effect from 1st July 2010, IGI Insurance Company Limited have re-branded to AmTrust Europe Limited. IGI Insurance are one of the main insurers we use for landlords insurance but from now on they will be known as AmTrust Europe.
Our website has been updated to show the new name for all new cust... Comment - Like
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Jun 28, 2010, 5:58 am
As predicted in our blog post a few weeks ago (Emergency Budget - Insurance Premium Tax on the Increase), Insurance Premium Tax (IPT) is being increased.
The increase is not as extreme as we thought but the current rate of 5% is being put up to 6% with effect from 4th January 2011. This means that ... Comment - Like
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Jun 21, 2010, 7:32 am
George Osbourne, the Chancellor of the Exchequer for the UK, has followed through on a promise that the now Prime Minister, David Cameron, made in July 2009 in that the Financial Services Authority (FSA) will be abolished.
Over the next 2 years, the powers of the FSA will be split among different re... Comment - Like
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Jun 14, 2010, 6:06 am
Almost every insurance product in the UK is subject to tax known as Insurance Premium Tax (IPT). This tax rate currently stands at 5% and has been the same for over 10 years. The new Government has announced an "emergency budget" in little over a weeks time and there are rumours that there could b... Comment - Like
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Jun 7, 2010, 7:41 am
Capital Gains Tax (or CGT for short) is a tax charged on the profit made from the sale of let property, stocks and other assets. The current rate of this tax in the UK is 18% but the new coalition government has plans to increase this to a staggering 40%.
Many landlords who invest in the buy to let... Comment - Like
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Jun 1, 2010, 8:51 am
Many people are aware of Public Liability Insurance, which is insurance to protect you against any third party damage or injury that you may cause during the course of your work, and in many cases the people that you undertake work for will require that you have the insurance even though it is not a... Comment - Like
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May 24, 2010, 5:46 am
Well it seems that the summer has finally shown it's face. Temperatures have suddenly risen around the country and our jackets have performed the annual position change with our shorts at the back of the wardrobe!
This time of the year brings hazards with regards to landlords and their property ins... Comment - Like
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May 17, 2010, 2:50 am
Vacant land insurance is a type of insurance you can get which will cover you for any third party injury or accident that someone has whilst they are on your vacant land and the holds you responsible.
Vacant land insurance is also commonly known as just land insurance by most insurers, although ther... Comment - Like
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May 10, 2010, 5:14 am
If you are a self employed courier, you will be aware of the many types of insurance policies that are essential to protect yourself against unforeseen events. The first one you are likely to take out is cover for your van. No surprise really as to drive your van legally on the road, you will need... Comment - Like
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May 4, 2010, 11:14 am
Let property insurance is a type of insurance that doesn't need any explanation due to the name itself but I doubt this term is used as much as it should be. Instead we always hear landlords insurance being mentioned or buy to let insurance. Okay, so I will clarify the obvious anyway in that let pr... Comment - Like
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Apr 26, 2010, 6:38 am
Have you checked your landlords insurance policy recently? One thing to look out for when you next check it is the inclusion of malicious damage by the tenant cover. It still shocks me how few insurance companies actually include it on their policies. The ones that do offer the cover, most will c... Comment - Like
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Apr 19, 2010, 9:42 am
So the first thing you think when you read the title of this post is that the insurance industry has got a bad name already. You're probably right but the antics of the volcano that sits beneath the Eyjafjallajökul glacier in Iceland is not going to make it any better for us insurance guys.
How ca... Comment - Like
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Apr 12, 2010, 8:53 am
From time to time I come across insurance companies who advertise a special offer in which they guarantee to beat any insurance quote. What I tend to see is a catchy slogan on an advert which might say something along the lines of:
"If you find a cheaper landlord insurance quote, we will beat it - ... Comment - Like
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Apr 6, 2010, 9:27 am
It was announced last week that Quinn Insurance had been put in administration due breaching solvency rules in respect of how much money was set aside to cover claims. This is a matter that is still currently under debate but for the time being, the insurer is not allowed to conduct new business o... Comment - Like
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Mar 29, 2010, 7:15 am
Last week we spoke about rent guarantee being an important part of a landlord's insurance repertoire but another one that is possibly just as important is landlords legal expenses insurance.
This type of cover protects a landlord from any legal disputes that arise from being the property owner. Thi... Comment - Like
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Mar 22, 2010, 6:40 am
When landlords think of insurance cover, most will immediately think of buildings and contents cover and rightly so as this is by far the most important policy to take out. The problem is that most landlords will stop at this stage thinking that they have covered their risks but they would be wrong... Comment - Like
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Mar 15, 2010, 8:32 am
We are pleased to announce our brand new online land insurance quote website which allows our customers to obtain instant quotations for various types of land.
Here is a list of the types of land insurance quotes we offer:
Private Road Insurance (including Resident's Land)Brownfield InsuranceDevelop... Comment - Like
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Mar 8, 2010, 7:38 am
Recent events across the globe has made most of us more aware of the devastation that an earthquake can cause. Here in the UK we have not really experienced earthquakes of the magnitude that other parts of the world get but that does not mean we do not have them. In the last 30 days alone, there h... Comment - Like
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Mar 1, 2010, 5:58 am
From the 1st of April 2010, a 62 year old health agreement between the Isle of Man and the United Kingdom is coming to an end. The agreement currently allows residents of the Isle of Man to receive the same health care on UK mainland. It also allows visitors from the UK the same on the Isle of Man... Comment - Like
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Feb 22, 2010, 5:50 am
A DSS tenant is a term used for a tenant in receipt of benefits such as unemployment benefit, incapacity benefit, etc. DSS actually stands for the Department of Social Security which was the former name of the Department for Work and Pensions. In theory, these tenants should really be called DWP t... Comment - Like
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Feb 15, 2010, 7:02 am
You may have seen the term Escape of Water on your property insurance policy. It is one of the most common types of claim made on such a policy but do you know exactly what escape of water is?
The biggest misconception with this section of cover is that is protects you against all water damage in... Comment - Like
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Feb 8, 2010, 4:00 am
Many people are aware of Public Liability Insurance, which is insurance to protect you against any third party damage or injury that you may cause during the course of your work, and in many cases the people that you undertake work for will require that you have the insurance even though it is not a... Comment - Like
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