Penny Seeds.com posted an article on Penny Seeds - Feb 6, 2012, 5:41 pm
It’s a terrible place that nobody wants to be but if you find yourself up to your eyeballs in debt you may need a little help. Even if you’re not sure about the whole thing you can always get a consultation. Many times law firms offer this service for free to help you figure out whether this sol...
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Penny Seeds.com posted an article on Penny Seeds - Feb 6, 2012, 5:29 pm
Traveling abroad on a tight budget is not an easy proposition. Considering the weak American dollar, the rising costs of international flights, and the necessary expenses posed by travel of any sort, any person trying to plan a cheap foreign trip is likely to face a considerable uphill battle. But t...
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Penny Seeds.com posted an article on Penny Seeds - Feb 3, 2012, 6:21 pm
You’ve no doubt heard both of these sayings before. Though you probably haven’t heard them together. I was recently checking out an article about ways to get financially and physically fit by AceCashExpress. Here’s my thoughts on the subject. The first point is about having a gym membership wh...
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Penny Seeds.com posted an article on Penny Seeds - Feb 2, 2012, 8:32 am
When starting any business venture it’s important to have a plan! If you’re planning on opening a franchise without a franchise business plan then you need your head examined! A franchise is a very big investment in most cases* and if you’re not careful you can lose your shirt. Here’s how to...
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Penny Seeds.com posted an article on Penny Seeds - Feb 1, 2012, 7:22 am
Directory submission is one of the favorite methods of building links for your site. Links from high PR do follow directories can really help your ranking if you submit your URL to the right sites. The problem? It’s very time consuming to submit to all of these directories, and the approval time c...
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Penny Seeds.com posted an article on Penny Seeds - Feb 1, 2012, 7:08 am
If you’ve got your website up and running it may be time to start thinking about creating your brand identity. This starts with a custom design. If you’re still using a plain Jane type of default theme for your blog or your ecommerce platform it’s time to re-think this decision. The way your s...
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Penny Seeds.com posted an article on Penny Seeds - Jan 30, 2012, 6:02 pm
If you’re a in any business these days you’ll quickly find out that people like to pay with their credit or debit cards. A lot of small business owners are wary of accepting them because of the fees involved with credit card processing services, but that’s a huge mistake. More and more people ...
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Penny Seeds.com posted an article on Penny Seeds - Jan 26, 2012, 12:49 pm
If you’ve been wanting to start a business for a while you may be held back by the fact that you don’t have much in the way of savings. There are plenty of businesses you can start up with little cash, but what if you don’t have any at all? If your problem happens to be no money you probably a...
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Penny Seeds.com posted an article on Penny Seeds - Jan 25, 2012, 1:00 pm
Two events in the past week have given me added perspective about those things that are most important towards the end of one’s life. First, I went to visit an old family friend at brookdale assisted living, a retirement home and care facility. This friend had led a normal life that was marred by ...
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Penny Seeds.com posted an article on Penny Seeds - Jan 22, 2012, 1:08 pm
If you’re looking to own a home now is a great time! You can pick up property for huge discounts compared to recent years. However, if it’s not the best time for you as in you don’t have a lot of savings don’t fret. There’s many opportunities and programs that are looking to help people ge...
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Penny Seeds.com posted an article on Penny Seeds - Jan 20, 2012, 8:43 am
If you find yourself sick or injured you may need to take a sudden temporary leave of absence from your job. This could be as little as a week to as much as several months depending on the severity of your condition. If this was an unplanned medical leave you could find yourself scrambling to cover ...
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Penny Seeds.com posted an article on Penny Seeds - Jan 18, 2012, 7:03 pm
If you want to get a head start of your finances, then it is important to start saving early this year and you can get that start using a cheap credit card. No one enjoys the headaches involved with not being able to pay your bills or having emergencies come up that can take a drastic effect on you...
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Penny Seeds.com posted an article on Penny Seeds - Jan 17, 2012, 9:03 am
The New Year is upon us, which means it’s time to start to saving money by adopting a Do-It-Yourself approach to life and work. Whether you’re looking to downsize and pack most of your belongings in a California or Missouri self storage unit or are deciding your own investment strategies for y...
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Penny Seeds.com posted an article on Penny Seeds - Jan 12, 2012, 11:40 am
Having your identity stolen is a scary and very real thing. People all over the world find that they suddenly are in debt or have destroyed credit due to thieves who have stolen their identities! This could do damage to you that could stick with you for years to come. Aside from having a an identity...
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Penny Seeds.com posted an article on Penny Seeds - Jan 12, 2012, 11:25 am
If you read my last post you know how important it is for an online business to have a website. You may also be wondering about SEO if you’re unfamiliar with it. SEO stands for search engine optimization and it’s important for any website. Well, at least any website you want to be found. There a...
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Penny Seeds.com posted an article on Penny Seeds - Jan 12, 2012, 11:10 am
If you own a small business you need a website. It’s as simple as that. Even if you have a service where you don’t think you get any online business you’re wrong. Do you know when the last time I looked at a phone book was? Never. Why would I flip through a phone book when I can know every plu...
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Penny Seeds.com posted an article on Penny Seeds - Jan 12, 2012, 10:54 am
Running any business (even an online one!) takes a lot of dedication and hard work. If you’ve got any bright ideas about trying to manage your own on site servers you might think twice. This kind of decision will quadruple your work load. Aside from the fact that it will cost you thousands of doll...
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Penny Seeds.com posted an article on Penny Seeds - Jan 12, 2012, 9:40 am
A lot of people are ignorant of their own insurance plans. This can be disastrous on the day you actually need your insurance! If you’re like most people you probably have the default insurance coverage. Did you know that you could be paying too much or even too little? When your car insurance ren...
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Penny Seeds.com posted an article on Penny Seeds - Jan 11, 2012, 5:10 am
Kanetix.ca is a convenient way for busy consumers to get the best prices for insurance throughout Canada without having to use the services of an insurance broker. The Internet price comparison and quote site, which is free of charge and presents no obligation, allows consumers to obtain quotes from...
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Penny Seeds.com posted an article on Penny Seeds - Nov 2, 2011, 12:43 am
Mortgage protection life insurance is a policy that will pay off your home in the event of your death. This prevents your family from losing their home if something were to happen to you. This sounds well and good, but many people are afraid of this type of policy. Mostly because it’s new and they...
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Penny Seeds.com posted an article on Penny Seeds - Nov 2, 2011, 12:28 am
Bankruptcy can be a devastating thing, but sometimes it’s the only option. If you’ve been through a bankruptcy recently or you’re looking into your options for one in the near future here’s some things to think about. Recovering from financial ruin is no picnic. Medical bills can pile up eve...
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Penny Seeds.com posted an article on Penny Seeds - Oct 27, 2011, 7:42 pm
If you’ve recently relocated to another country and are considering home purchase you may be wondering how to get a mortgage. It can be difficult to acquire a mortgage if you’re not from that country. Many people who purchase a Tuscan villa can just pay for it. If you’re not quite that rich yo...
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Penny Seeds.com posted an article on Penny Seeds - Oct 26, 2011, 10:29 am
I’m one of those people that only uses their debit card. I mean exclusively. If I have to pay cash then you’re out of luck and I’m going someplace else. One of the common tips for budgeting is to give yourself cash which is pretty good, but doesn’t work well for me. Besides hating to
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Penny Seeds.com posted an article on Penny Seeds - Oct 26, 2011, 10:12 am
If you’ve been wondering about personal finance & savings accounts the fact is you can get a decent rate for them if you look around. While there are other investment vehicles such as certificates of deposit, and stock trading that may gain you a higher percentage savings accounts do have their u...
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Penny Seeds.com posted an article on Penny Seeds - Oct 26, 2011, 9:51 am
Back in the olden days before the internet if you wanted to invest in the stock market you’d have to call up your broker and have them manually put in a trade for you. In today’s world of online investing you can place a trade in a matter of minutes with one of the many
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Penny Seeds.com posted an article on Penny Seeds - Oct 25, 2011, 9:13 pm
If you’re on the look out for high dividend stocks you may also be in the market for stocks paying monthly dividends! If you’re unaware dividend stocks can pay at different times! Many of them pay yearly, even quarterly, but some pay monthly! If you’re using this payment as part or even all of...
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Penny Seeds.com posted an article on Penny Seeds - Oct 23, 2011, 6:49 pm
Pay per post is not really anything new. However, there’s more and more companies offering it as an option. Some warmly welcome this new revenue stream and others shudder in fear of it. Most of this fear comes from ignorance. While it’s true that google doesn’t want spam farms – it is really...
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Penny Seeds.com posted an article on Penny Seeds - Oct 22, 2011, 7:48 pm
I've been doing a little experimenting with writing lately. There's lots of sites online that will pay you for your writing, and everyone has a different opinion on them. The most popular of those sites are Associated Content, Helium, HubPages, Xomba, and Suite101.
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Penny Seeds.com posted an article on Penny Seeds - Oct 20, 2011, 7:07 pm
There’s people all over the world seeking work from home jobs. The problem is that many of those people never actually find one. There’s so many scams that they get discouraged and just give up! The first thing you need to know is that work from home jobs are work. Nothing in life worth having&#...
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Penny Seeds.com posted an article on Penny Seeds - Oct 20, 2011, 6:03 pm
Having cash left over after you’ve settled all your company’s financial obligations is a clear indication that your company is on its way to success. On the other hand, you should be concerned, as a business owner, if financial reports indicate your company is making a profit, but you still canâ...
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Penny Seeds.com posted an article on Penny Seeds - Oct 15, 2011, 4:51 pm
Looking for some money saving tips for the Holidays? With popular events like Black Friday slowly losing their luster many people are finding they can get even better deals online. If you’ve been waiting to get the perfect deal to save some cash now is the time. Stores everywhere are slashing pric...
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Penny Seeds.com posted an article on Penny Seeds - Oct 12, 2011, 5:49 pm
I’ve been steadily growing this blog over several years. It’s taken a while, because without knowing it I picked a very difficult niche. Finance is flooded with hugely popular and big budget sites that I just can’t compete with. I’ve managed to carve out my own little slice of the internet o...
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Penny Seeds.com posted an article on Penny Seeds - Oct 12, 2011, 5:13 pm
If you’re feeling the credit crunch you may not have the cash to buy a new computer. A decent machine can be expensive! However, there’s hope. With a little hard work you can buy  refurbished computers for cheap. A lot of people are wary of refurbished computers because of the ‘original’ ow...
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Penny Seeds.com posted an article on Penny Seeds - Oct 12, 2011, 2:04 pm
Settling credit card debt can be a viable option for you if you find yourself with too much to handle. Credit card debt settlement may be provided to you as an option if the credit card company believes you are not going to pay them anything. They may negotiate with you to get some of
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Penny Seeds.com posted an article on Penny Seeds - Oct 12, 2011, 11:02 am
First we need to know the difference between different types of bankruptcy. There are a couple different kinds and they all have different rules. You shouldn’t consider bankruptcy unless it’s your last option. While it’s not a totally clean slate it can help you if you’re out of options. A c...
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Penny Seeds.com posted an article on Penny Seeds - Oct 9, 2011, 11:11 am
Stock Picks: Trustco (TRST) I’m into the dividend stock swing again lately. Today I want to focus on my banking pick; Trustco. They are a rather small bank so you may not have heard of them! Which is sort of the great thing about them if you ask me. They’re like a small town sort
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Penny Seeds.com posted an article on Penny Seeds - Oct 8, 2011, 3:32 pm
Mint could be the all in one solution you've been looking for to manage your finances. Too many accounts weighing you down? Mint steps up to the plate to give you your whole financial picture.
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Penny Seeds.com posted an article on Penny Seeds - Oct 8, 2011, 8:28 am
If you’ve been house hunting you may have realized that interest rates are at an all time low. Good news for people who want to lock in a low rate now. You can get in the range of 5% and sometimes much lower. If you have a relationship with your bank already you can get
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Penny Seeds.com posted an article on Penny Seeds - Oct 7, 2011, 8:07 am
Identity theft happens every day. It’s a sad fact, but there really are people waiting out there to steal your delicate information. It’s easier for them to use it than you think too. Your credit card information can be grabbed from insecure connections, cameras, and even right off a credit card...
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Penny Seeds.com posted an article on Penny Seeds - Oct 5, 2011, 10:45 am
If you’re in the market for a mortgage you may be wondering how you can get the best deal. The internet has made this task far easier than it was in the past. No more running all over town trying to make sure you aren’t getting swindled. With a few simple clicks you can use
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Penny Seeds.com posted an article on Penny Seeds - Oct 5, 2011, 7:58 am
If you’re interested in foreign investing you may have heard the buzz about Turkey. Many people favor this country for it’s robust culture, and beautiful location. Right smack in the lovely Mediterranean (map of turkey) more and more people are looking to this place for vacation homes; especiall...
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Penny Seeds.com posted an article on Penny Seeds - Oct 5, 2011, 7:48 am
  Are you a home buyer looking for cheap mortgage deals? If so you’re in the right place at the right time! Not only are home prices at an all time low due to the economy, but so are interest rates. A few years ago some friends of mine bought into the top of the
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Penny Seeds.com posted an article on Penny Seeds - Oct 2, 2011, 1:30 pm
There's a couple reasons you'd want to recycle old content. The first being you just don't have time to post every single day. It becomes tedious, you get writers block, ect. Recycling old posts can keep your blog fresh, and help get old links re-indexed. This also gives you the opportunity to make ...
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Penny Seeds.com posted an article on Penny Seeds - Oct 1, 2011, 8:48 pm
Many people don’t like discussing the subject of life insurance. The fact is that it’s an important discussion to have, and one that may help your family greatly in a time of need. People die everyday, and often leave their families with bills and hardship on top of their loss. If you were to di...
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Penny Seeds.com posted an article on Penny Seeds - Oct 1, 2011, 8:21 pm
Most Americans have the unfortunate problem of being in a tight spot financially right now. The economy is poor and jobs are still scarce. You may be finding yourself struggling to get all of your bills in line! If you’ve already tried our tips for cutting your budget then you may need to take oth...
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Penny Seeds.com posted an article on Penny Seeds - Sep 29, 2011, 4:42 am
When a nation is suffering from an economically difficult time, it can take a toll on its citizens as well. Many companies will most likely lay off a lot of their employees to save money or cut pay checks. This can be problematic for a lot of families who as they learn how to cope
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Penny Seeds.com posted an article on Penny Seeds - Sep 28, 2011, 12:30 pm
There's lots of advantages to owning a franchise. You can operate under an established name, sell products people already want, have a pre-determined pricing structure, and it can be a valuable opportunity. Some may be more beneficial than others, and you'll have to do your homework though! Is a fra...
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Penny Seeds.com posted an article on Penny Seeds - Sep 21, 2011, 11:59 am
Are you tired of the daily grind and waiting for your next payday? Maybe it’s time to divert your resources into starting a new business of your own. At first, the decision to start your own business will make a huge impact on your time, your money, and your life. To help lighten your load,
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Penny Seeds.com posted an article on Penny Seeds - Sep 20, 2011, 10:39 am
How to get your site's pages indexed faster is a hot topic. Social media marketing is huge. I was a little bit disappointed with social media when I first started, because I didn't see huge results. The fact is I wasn't looking at the big picture. I saw a bunch of submissions that got me zero traffi...
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Penny Seeds.com posted an article on Penny Seeds - Sep 15, 2011, 9:30 am
Are you an aspiring webmaster, but the economic downturn is leaving you a little pressed for cash? If you refer yourself to a company's affiliate program you can save a nice chunk of money.
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