Tushar M.

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Planning to work longer? ...Keep Saving

Tushar M. posted an article on - Dec 6, 2009, 11:47 pm
If retirement seems further away than it did before the financial crisis and recession, you’re not alone. A recent Vanguard-sponsored survey found that 45% of American investors see putting off reti...
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Info on Reverse Mortgage

Tushar M. posted an article on - Nov 29, 2009, 8:38 am
A Reverse mortgage is a program designed by the Government to help senior homeowners who are 62 years or above and do not have any other income to support themselves. Thus, with reverse mortgage, the...
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Should I invest in ETFs or Conventional Mutual Funds

Tushar M. posted an article on - Nov 20, 2009, 7:54 am
Investors seeking an index investment nowadays can choose to put their money into either conventional fund shares or exchange-traded funds (ETFs), but deciding which to pick may seem perplexing. Many ...
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A Guide to Reverse Mortgages

Tushar M. posted an article on - Nov 6, 2009, 2:45 pm
If you are a senior and own your home, you might be eligible for a reverse mortgage. A reverse mortgage allows you to borrow against the equity you hold in your home and enjoy the money as you see fit...
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5 Tips to Help Save for Your Retirement

Tushar M. posted an article on - Nov 1, 2009, 8:33 am
Saving for your retirement picks up natural speed in your fifties as most people earn the most income during their fifties. You may be at the top of your field in pay and position. The realization of ...
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Know More about Credit Counseling

Tushar M. posted an article on - Oct 26, 2009, 8:51 am
What is Credit counseling in the First Place? People with a bad credit rating, stands a fair amount of chance to repair their credit rating with the advice of a credit counselor from a good credit co...
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What's in a Credit Score?

Tushar M. posted an article on - Oct 25, 2009, 1:28 pm
Backyard Living & Staycationing You've heard the term plenty of times, but what exactly is a credit score and why is it so important? Your credit score represents an analysis of your credit histor...
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Inside the World of Penny Stocks

Tushar M. posted an article on - Oct 16, 2009, 1:48 pm
Investing in penny stocks can be both a challenging and lucrative avenue if you are an investor. Knowing what your doing is essential for success, so before we start talking about how to make money wi...
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VA Refinance

Tushar M. posted an article on - Oct 15, 2009, 1:56 pm
Mortgage applications are on the rise, driven in large part by homeowners looking to refinance. For America’s veterans, that’s just another signal that now is the time to capitalize on a VA refin...
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Converting to a Roth IRA ? Read this

Tushar M. posted an article on - Oct 10, 2009, 12:08 pm
Should you convert? The benefit of converting to a Roth is that you can potentially put some or all of your retirement savings out of reach of tomorrow's tax collectors. Qualified withdrawals fro...
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Tips for Eating Well in Lean Times

Tushar M. posted an article on - Oct 5, 2009, 8:40 am
All it takes is advance planning and creativity to eat nourishing, balanced meals on a budget, according to Cleveland Clinic registered dietitians. Preparing food at home is not only less expensive th...
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TWO MYTHS that you as an investor might grapple with...

Tushar M. posted an article on - Sep 28, 2009, 10:04 am
Myth 1: Funds with highest *Star Ratings* or Rankings make better buys Beware! While you may be tempted to invest your hard earned money in that 5-Star rated Fund, let us throw some light on what cou...
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You Need To Start An Emergency Fund...TODAY!

Tushar M. posted an article on - Sep 21, 2009, 9:14 am
Major expenses have a way of coming along when you least expect them. A leaky roof. A sudden illness. A furlough or job loss. Such events can leave you scrambling for cash at a moment's notice. T...
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10 Rules of the Rich

Tushar M. posted an article on - Sep 15, 2009, 1:01 pm
1. Give yourself a raise. 10% of your net income should go on auto-deposit into your 401(k), IRA, health savings account, etc. Period. Stop whining, complaining or procrastinating. It’s tax ded...
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Fresh Look at Mutual Funds

Tushar M. posted an article on - Sep 10, 2009, 7:39 am
Mutual funds get a fair amount of attention on Wall Street and many investors love them. Before you jump in, it's important to first read up* and understand the basics. What's a mutual fund b...
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The Good and Evil of discount vouchers

Tushar M. posted an article on - Sep 5, 2009, 7:46 am
There is a practice that is gaining increasing dominance in financial website circles recently owing to broke recession-suffering online shoppers looking for ways of saving money - discount vouchers. ...
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7 Key Benefits to Using Prepaid Debit Cards

Tushar M. posted an article on - Aug 23, 2009, 9:39 am
Prepaid debit cards are similar to credit cards, but they require upfront collateral (cash) before you can use them. There are actually several benefits that come with using prepaid debit cards ve...
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The Savings Experiment

Tushar M. posted an article on - Aug 18, 2009, 12:36 am
Today I would like inform you about a new website called "The Savings Experiment". It is a part of AOL News and their main sponsor is Bank of America. The Savings Experiment website features a weekly...
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Pointers on Points

Tushar M. posted an article on - Aug 15, 2009, 12:36 am
So you decided to take the leap and buy the split-level house you always wanted? That's great. If you can put down a big chunk (20% plus), even better. You'll lower your interest rate and mont...
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Choosing the Right Broker

Tushar M. posted an article on - Aug 10, 2009, 12:38 am
How to find the right broker for you? Let's rule out the dartboard, first off. We can narrow your search to just 6 tasks that will help evaluate your needs – and decide which broker fits best. ...
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New Learners for the New Economy By Kirsten Olson

Tushar M. posted an article on - Aug 4, 2009, 10:55 am
While things are looking a little brighter, the economy still seems to be in a bit of free fall. (Except if you're at Goldman Sachs.) If you aren't looking for work yourself, you know someone ...
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Getting the best home insurance deal

Tushar M. posted an article on - Aug 2, 2009, 7:05 am
Home insurance is one of the most important kinds of insurance that a family or individual can purchase. Because of the many disasters that can face a home, it is essential to have several different k...
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Saving money - Guide to ISAs

Tushar M. posted an article on - Aug 1, 2009, 7:03 am
Since 1999 there has been a new kind of savings account available-- the Individual Savings Account, or ISA. While the ISA can seem like a bit of a confusing mess, taking the time to understand how an ...
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Summertime Money saving tips for your home

Tushar M. posted an article on - Jul 27, 2009, 1:28 am
I got these tips from Quicken and thought I should share these with you. If you’re planning on spending some of your well-deserved vacation time around the house this summer, check out these five s...
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How can I pay off my credit cards?

Tushar M. posted an article on - Jul 17, 2009, 5:57 am
Tips for cutting interest and slashing debt It almost always starts out small. Maybe your DVD player conks out, and you don't have cash in the bank to buy a new one. That's what credit cards...
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Key Aspects of Adjustable Rate Mortgages

Tushar M. posted an article on - Jul 10, 2009, 3:36 am
When shopping for different mortgages and mortgage rates it is especially important to take the length and structure of the mortgage into consideration among other things. As the name suggests, an ad...
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