CREDIT CARD REFORM BILL TRIES TO HELP CASH-STRAPPED CUSTOMERS, BUT COMPANIES HAVE NEW WAYS TO BOOST PROFITS Credit card companies ... sure they can make up the lost money in new ways," said Bill Hardekopf of Lowcards.com, a research company funded by a commercial ... of these hikes are taking place simply because they can," Hardekopf said. Read more on 5 Evil Things Credit Card Companies ...

... . “It’s ridiculous to pay an annual fee right now,” says Bill Hardekopf of Lowcards.com. “There are hundreds and hundreds of cards without an annual fee out there.” Roughly only about 20 percent of card programs ... by using it a little bit every month and paying off the balance in full. Hardekopf recommends one fast food lunch a month, for example. ...

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... February, when the new rules go into effect."The credit card act means that issuers stand to lose some potential revenue, and issuers have been trying to come up with additional ways to make up for that," says Bill Hardekopf, CEO of LowCards.com, which rates credit cards and tracks industry practices.

... for payment. Counting out and handing over cash is a sobering reminder of how much items really cost. It makes you pause and consider if the purchase is really worth your labor," Bill Hardekopf, CEO of LowCards.com and author of The Credit Card Guidebook, told me by e-mail. Continue reading Cash is king this holiday season Cash is king ...