... , it’s ok with them. But if you bring a gun to a gunfight, they go cry to their mommy. That’s what bullies do folks, and Capital One, Unifund, Bank of America, LVNV Funding, American Express and the rest of them are simply that: Bullies. OK, I promised you some sample letters and here they are. This is JUST a sampling of letters to use for getting negative information removed from ...